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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43387 reviews)

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4.94

Based on 43,387 reviews, last reviewed 9th Mar 2026

150850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Friendly customer service rep and very helpful Friendly customer service rep and very helpful Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43387)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Graeme mutter

Had no problems so far good services Reviewed on: 6th March 2026

Excellent support Ease of use and have already had...

Excellent support Ease of use and have already had my credit limit raised, use it to treat myself when I feel like I need it. Reviewed on: 6th March 2026

Great App Great customer service

Great App Great customer service Reviewed on: 6th March 2026

Great financial service , very happy with their serv...

Great financial service , very happy with their services! Reviewed on: 6th March 2026

Easy to deal with, very flexible

Easy to deal with, very flexible Reviewed on: 6th March 2026

It’s just easy!

Easy to apply, manage and pay. Can’t ask for more Reviewed on: 6th March 2026

ZOPA for all your needs

Zopa has been excellent with me, I have savings , bank account, credit card and loan with them, so professional, helpful,and friendly, made me feel like family, thank you Zopa, Wayne Griffiths Reviewed on: 6th March 2026

Zopa is an excellent card provider, customer service...

Zopa is an excellent card provider, customer service is very efficient. Reviewed on: 6th March 2026

Helped me get a better credit limit, sensible intere...

Helped me get a better credit limit, sensible interest rates Reviewed on: 6th March 2026

STRESS FREE CARD

Very easy to understand app. Good notifications and payment reminders. It's all very straightforward without any of the complicated jargon you get with some other cards. Reviewed on: 6th March 2026

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