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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43410 reviews)

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4.94

Based on 43,410 reviews, last reviewed 9th Mar 2026

151950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant and easy to contact customer service Brilliant and easy to contact customer service Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43410)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

They are brilliant.

They are brilliant. Excellent all round Reviewed on: 6th March 2026

Easy to work with.

Easy to work with.good rates.can change direct debit payments to suit you Reviewed on: 6th March 2026

Professional

In these troubled times I found the Zopa team to be very understanding and respectful of my circumstances. Reviewed on: 6th March 2026

Bad credit

Gave me a chance when credit was bad Reviewed on: 6th March 2026

Zopa Credit Card .

I have been using Zopa for 4 years now . Ive only had my credit card account for 6 months and iam very happy with the way its accessable through the Zopa App . Thanks again Zopa for your support. Reviewed on: 6th March 2026

Zopa have made my life so simple and clean.

Zopa have made my life so simple and clean. All my expenses are taken care of and in one so easy to use space that it takes seconds to understand EXACTLY where my life stands.Gotta b Reviewed on: 6th March 2026

I have had a great experience with zopa who have hel...

I have had a great experience with zopa who have helped me to get any information that I need for my enquiries. Reviewed on: 6th March 2026

Very easy to complete application

Very easy to complete application Reviewed on: 6th March 2026

Very fast transaction times both for debit and credit.

Very fast transaction times both for debit and credit. Reviewed on: 6th March 2026

I've been extremely happy with my Zopa Credit Card.

I've been extremely happy with my Zopa Credit Card. Easy to use in stores and when I quickly had to pay with cash it was just great to be able to withdraw it from the ATM. Reviewed on: 6th March 2026

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