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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use and easy to understand everything

Easy to use and easy to understand everything Reviewed on: 10th March 2026

Easy to use for everyday life.

This credit card is great for everyday spending. The app is well designed, easy to use, and clearly displays all transactions. Reviewed on: 10th March 2026

Zopa worth having

Not had a single not had a single problem with zopa since ive started with them been plane sailing Reviewed on: 10th March 2026

Easy application good app there when I needed them

Easy application good app there when I needed them Reviewed on: 9th March 2026

First Class.

Excellent service every time ,can't fault there professionalism or there understanding touch absolutely brilliant Reviewed on: 9th March 2026

Help me improve my credit score gave me credit when...

Help me improve my credit score gave me credit when no one else would don't press you up your limit and help if u need it Reviewed on: 9th March 2026

It was a great start to building my credit score bac...

It was a great start to building my credit score back up after a seperation now my credit card as also increased thank u Reviewed on: 9th March 2026

Zopa credit

Do not have any issues so far. Good company. Reviewed on: 9th March 2026

Zopa is so easy and flexible with the payments many...

Zopa is so easy and flexible with the payments many thanks guys and to the ladies Reviewed on: 9th March 2026

I find it good, good service not bad thank you

I find it good, good service not bad thank you Reviewed on: 9th March 2026

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