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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43291 reviews)

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4.94

Based on 43,291 reviews, last reviewed 8th Mar 2026

146200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app. Easy to use app. Biscuit account is brilliant Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43291)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I like the simplicity, easy to use app and it helps...

I like the simplicity, easy to use app and it helps me keep a track of my spending Reviewed on: 6th March 2026

Amazing and excellent easy to use it fast service i...

Amazing and excellent easy to use it fast service i appreciate this service Reviewed on: 6th March 2026

Very helpful & east to deal with

Very helpful & east to deal with Reviewed on: 6th March 2026

Really helpful with any questions, staff are friendl...

Really helpful with any questions, staff are friendly and knowledgeable. Reviewed on: 6th March 2026

My use of the card

I can pay back what I want to and can use the card whenever I need to use it Reviewed on: 6th March 2026

Very easy and quick response and very friendly opera...

Very easy and quick response and very friendly operators Reviewed on: 6th March 2026

Easy to use app and flexibility in repayments

Easy to use app and flexibility in repayments Reviewed on: 6th March 2026

The whole application process was very simple and we...

The whole application process was very simple and well explained and the service is next to none Reviewed on: 6th March 2026

Excellent

Very confident ! You can see anytime, in real time! Reviewed on: 6th March 2026

Great easy to apply f and great to have in your purs...

Great easy to apply f and great to have in your purse as back up Reviewed on: 6th March 2026

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