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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic rates and so easy to use the dpp

Fantastic rates and so easy to use the dpp Reviewed on: 9th March 2026

Very helpful way to build a better credit score.

Very helpful way to build a better credit score. Reviewed on: 9th March 2026

Great service

Great service and high level of professionalism. Reviewed on: 9th March 2026

Professional company, very happy my credit card and...

Professional company, very happy my credit card and would recommend to anyone looking for a credit card. The app is amazing and very easy to navigate. Reviewed on: 9th March 2026

Very professional great card to have in emergency or...

Very professional great card to have in emergency or treats like user eats Reviewed on: 9th March 2026

Best credit card ever

Zopa really considered me by increasing my credit limit within two months of my join date as I was always paying the repayment on time. Also, zopa customer helpis very quick and effective. Really helpful. Looking forward for new experiences. Thanks team Reviewed on: 9th March 2026

Seamless setup, fantastic communication

Seamless setup, fantastic communication Reviewed on: 9th March 2026

Second to none credit card

I have used various credit cards and to say the least they prompt in response. Their services are more imagined than described. Reviewed on: 9th March 2026

good nice to understand easy to use

good nice to understand easy to use Reviewed on: 9th March 2026

Very good great app totally raccoment

Very good great app totally raccoment Reviewed on: 9th March 2026

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