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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43386 reviews)

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4.94

Based on 43,386 reviews, last reviewed 9th Mar 2026

150800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Banking made easy. Banking made easy. I am very happy with Zopa loan service. The credit card given to me is value for money Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43386)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa has been a life line for me & my finances!

Zopa has been a life line for me & my finances! Reviewed on: 6th March 2026

Zopa bank and loan helped me at my most financial ha...

Zopa bank and loan helped me at my most financial hardship with amazing rates very quick and swift and easy to apply. Reviewed on: 6th March 2026

Great company, great service,no problems at all with...

Great company, great service,no problems at all with this company Reviewed on: 6th March 2026

Great card great service would definitely recommend

Great card great service would definitely recommend Reviewed on: 6th March 2026

they've helped me to get a good credit score

they've helped me to get a good credit score Reviewed on: 6th March 2026

Zopa was very helpful and there for me at the right...

Zopa was very helpful and there for me at the right time thanks Reviewed on: 6th March 2026

Great, always helpful when needed

Great, always helpful when needed Reviewed on: 6th March 2026

Zopa all the way

Friendly customer service team there to assist whenever you need them. Reviewed on: 6th March 2026

great and very good indeed you can rely on me to vot...

great and very good indeed you can rely on me to vote for you Reviewed on: 6th March 2026

Card Of The Year

Fast application. Courteous Customer Service. Extremely Helpful Reviewed on: 6th March 2026

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