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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Customer service is good,easy access to the app info...

Customer service is good,easy access to the app information for taking payment is on point. I’m Impressed with all communications. Reviewed on: 9th March 2026

reliability

Very reliable in service. Access in all part of United Kingdom with customers oriented interest. Reviewed on: 9th March 2026

It was incredible easy without all the nonsense and...

It was incredible easy without all the nonsense and it took less 8 minuts with positive result thank you Zopa Reviewed on: 9th March 2026

Amazing Zopa

I have an incredible time experience with Zopa. I'm using my credit card regularly with low interest rate and I got loan as well. Thanks loads Reviewed on: 9th March 2026

I value this company always ready to help

I value this company always ready to help Reviewed on: 9th March 2026

Best travel credit card and savings accounts.

Fantastic credit card for travel - a great interest free period on purchases and no fees for spending abroad. Based on this product, I opened a Biscuit account and savings – best easy access interest rates I've found. And the app is great – intuitive and looks fab. Reviewed on: 9th March 2026

Good credit card and now even better with Apple Pay.

Good credit card and now even better with Apple Pay. Reviewed on: 9th March 2026

Zopa is an excellent service there are no complicati...

Zopa is an excellent service there are no complications everything is “what it says on the tin” no secret additions no unnecessary changes that was hiding from you so they get my top award Reviewed on: 9th March 2026

Easy to use, credit increased quick

Easy to use, credit increased quick Reviewed on: 9th March 2026

Any issues I’ve had with my account has been resolve...

Any issues I’ve had with my account has been resolved very quickly Reviewed on: 9th March 2026

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