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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43319 reviews)

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4.94

Based on 43,319 reviews, last reviewed 8th Mar 2026

147550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have never had any problems with zopa and it’s ver... I have never had any problems with zopa and it’s very easy to pay via the app. Fantastic card no problems whatsoever. Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43319)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

vbrill ery good customer service, very easy to follow

very good customer service, very easy to follow Reviewed on: 6th March 2026

Quick decision making and prompt delivery of the card.

Quick decision making and prompt delivery of the card. Reviewed on: 6th March 2026

I had to deal with customer service during to verifi...

I had to deal with customer service during to verification issues and they were very helpful and supportive Reviewed on: 6th March 2026

Good card and nice and easy to use

Good card and nice and easy to use Reviewed on: 6th March 2026

Great company

Easy to apply card arrived quickly, I've had no issues Reviewed on: 6th March 2026

Amazing experience

I have had a great experience with zopa they advise you of up coming payments and let you set a spend limit which I think is amazing Reviewed on: 6th March 2026

Great account easy to use and great savings options

Great account easy to use and great savings options Reviewed on: 6th March 2026

Easy to accommodate when you have had bad crediti

Easy to accommodate when you have had bad credit Reviewed on: 6th March 2026

Excellent service all round very helpful staff

Excellent service all round very helpful staff Reviewed on: 6th March 2026

Very easy to use , no worries if you don't understan...

Very easy to use , no worries if you don't understand , this service is for all people. Reviewed on: 6th March 2026

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