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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

experience the best

my experience was fast and very good , could not believe in a sort time i had it all sorted and done very fast i must say , i think its alot better then the rest Reviewed on: 16th January 2025

very happy with it will tell my friends

very happy with it will tell my friends Reviewed on: 16th January 2025

Excellent no problem I will recommend

Excellent no problem I will be recommending Reviewed on: 16th January 2025

Zopa gives no nonsense credit card facility to peopl...

Zopa gives no nonsense credit card facility to people for everyday life. Reviewed on: 16th January 2025

Pleasant invitation to open an account, very easy to...

Pleasant invitation to open an account, very easy to use website, superb service. Reviewed on: 16th January 2025

Great all round card easy to manage online account e...

Great all round card easy to manage online account easy to use app and responsible credit limit Reviewed on: 16th January 2025

Brilliant customer service, always available to help...

Brilliant customer service, always available to help whenever needed. Reviewed on: 15th January 2025

The experience has been exemplary - the Zopa custome...

The experience has been exemplary - the Zopa customer service is second to none - reliable easily accessed information on their app and flexible options explained clearly. Would highly recommend Reviewed on: 15th January 2025

The application process was simple and smooth.

The application process was simple and smooth. Using my card and making repayments was also very straightforward. Reviewed on: 15th January 2025

Only credit card company hasn't given any increase...

Only credit card company hasn't given any increase all ways payed on time. Reviewed on: 15th January 2025

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