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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit card

Very Quick to let you know if you have been excepted for credit card. Or loan . Reviewed on: 16th January 2025

Very good when I don't work zopa credit card help...

Very good when I don't work zopa credit card help me Reviewed on: 16th January 2025

It's a brilliant card.

It's a brilliant card..Very helpful.. Reviewed on: 16th January 2025

Fantastic card

Excellent service, fast and simple to use love my zopa CC Reviewed on: 16th January 2025

My experience with Zopa as been great and fantastic.

My experience with Zopa as been great and fantastic.There customer service is top notch and they send me emails to notify me of my payments and any offer available. Reviewed on: 16th January 2025

It was an exceptional experience

It was an exceptional experience Reviewed on: 16th January 2025

Having a low credit rating Zopa has given me the con...

Having a low credit rating Zopa has given me the confidence to be able to shop and use zopa credit card responsible I feel very grateful and lucky excellent company to deal with Reviewed on: 16th January 2025

Great experience!

Great experience! Lovely to see my credit score increase. Reviewed on: 16th January 2025

Top Notch....

Unlike all other credit card providers, Zopa's customer service is top notch Reviewed on: 16th January 2025

experience the best

my experience was fast and very good , could not believe in a sort time i had it all sorted and done very fast i must say , i think its alot better then the rest Reviewed on: 16th January 2025

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