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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Having a low credit rating Zopa has given me the con...

Having a low credit rating Zopa has given me the confidence to be able to shop and use zopa credit card responsible I feel very grateful and lucky excellent company to deal with Reviewed on: 16th January 2025

Great experience!

Great experience! Lovely to see my credit score increase. Reviewed on: 16th January 2025

Top Notch....

Unlike all other credit card providers, Zopa's customer service is top notch Reviewed on: 16th January 2025

experience the best

my experience was fast and very good , could not believe in a sort time i had it all sorted and done very fast i must say , i think its alot better then the rest Reviewed on: 16th January 2025

very happy with it will tell my friends

very happy with it will tell my friends Reviewed on: 16th January 2025

Excellent no problem I will recommend

Excellent no problem I will be recommending Reviewed on: 16th January 2025

Zopa gives no nonsense credit card facility to peopl...

Zopa gives no nonsense credit card facility to people for everyday life. Reviewed on: 16th January 2025

Pleasant invitation to open an account, very easy to...

Pleasant invitation to open an account, very easy to use website, superb service. Reviewed on: 16th January 2025

Great all round card easy to manage online account e...

Great all round card easy to manage online account easy to use app and responsible credit limit Reviewed on: 16th January 2025

Brilliant customer service, always available to help...

Brilliant customer service, always available to help whenever needed. Reviewed on: 15th January 2025

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