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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

very happy with it will tell my friends

very happy with it will tell my friends Reviewed on: 16th January 2025

Excellent no problem I will recommend

Excellent no problem I will be recommending Reviewed on: 16th January 2025

Zopa gives no nonsense credit card facility to peopl...

Zopa gives no nonsense credit card facility to people for everyday life. Reviewed on: 16th January 2025

Pleasant invitation to open an account, very easy to...

Pleasant invitation to open an account, very easy to use website, superb service. Reviewed on: 16th January 2025

Great all round card easy to manage online account e...

Great all round card easy to manage online account easy to use app and responsible credit limit Reviewed on: 16th January 2025

Brilliant customer service, always available to help...

Brilliant customer service, always available to help whenever needed. Reviewed on: 15th January 2025

The experience has been exemplary - the Zopa custome...

The experience has been exemplary - the Zopa customer service is second to none - reliable easily accessed information on their app and flexible options explained clearly. Would highly recommend Reviewed on: 15th January 2025

The application process was simple and smooth.

The application process was simple and smooth. Using my card and making repayments was also very straightforward. Reviewed on: 15th January 2025

Only credit card company hasn't given any increase...

Only credit card company hasn't given any increase all ways payed on time. Reviewed on: 15th January 2025

Zopa is customer friendly

Zopa,app is well understandable, customer friendly service Reviewed on: 15th January 2025

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