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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

The experience has been exemplary - the Zopa custome...

The experience has been exemplary - the Zopa customer service is second to none - reliable easily accessed information on their app and flexible options explained clearly. Would highly recommend Reviewed on: 15th January 2025

The application process was simple and smooth.

The application process was simple and smooth. Using my card and making repayments was also very straightforward. Reviewed on: 15th January 2025

Only credit card company hasn't given any increase...

Only credit card company hasn't given any increase all ways payed on time. Reviewed on: 15th January 2025

Zopa is customer friendly

Zopa,app is well understandable, customer friendly service Reviewed on: 15th January 2025

Excellent service on all accounts

Excellent service on all accounts Reviewed on: 15th January 2025

Very good communication with me and keeping me up to...

Very good communication with me and keeping me up to date with my finances, and good information about my financial insights,which is very important to me. Reviewed on: 15th January 2025

No credit increased for almost 2 years

No credit increased for almost 2 years Reviewed on: 15th January 2025

Highly recommend

I have never had a problem with this company , they have helped me rebuild my credit are conscious lenders and would recommend them to my friends and family. Reviewed on: 15th January 2025

Easy to apply for.

Easy to apply for. Easy payment options and payments show up almost immediately. Great and easy app to use Reviewed on: 15th January 2025

Good service

Easy to access friendly helpful app easy to understand nice credit limit to start with I would recommend to family and friends Reviewed on: 15th January 2025

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