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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service on all accounts

Excellent service on all accounts Reviewed on: 15th January 2025

Very good communication with me and keeping me up to...

Very good communication with me and keeping me up to date with my finances, and good information about my financial insights,which is very important to me. Reviewed on: 15th January 2025

No credit increased for almost 2 years

No credit increased for almost 2 years Reviewed on: 15th January 2025

Highly recommend

I have never had a problem with this company , they have helped me rebuild my credit are conscious lenders and would recommend them to my friends and family. Reviewed on: 15th January 2025

Easy to apply for.

Easy to apply for. Easy payment options and payments show up almost immediately. Great and easy app to use Reviewed on: 15th January 2025

Good service

Easy to access friendly helpful app easy to understand nice credit limit to start with I would recommend to family and friends Reviewed on: 15th January 2025

Excellent customer service.

Excellent customer service, & very speedy. Reviewed on: 15th January 2025

Excellent choice for my needs

Simple and effective, service and use is perfect for my needs. Reviewed on: 15th January 2025

Its amaizing,easy apply.

Its amaizing,easy apply. APP very easy understanding. No problams at all. Reviewed on: 15th January 2025

Very satisfied with all elements of my experience wi...

Very satisfied with all elements of my experience with Zopa. Reviewed on: 15th January 2025

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