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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent customer service.

Excellent customer service, & very speedy. Reviewed on: 15th January 2025

Excellent choice for my needs

Simple and effective, service and use is perfect for my needs. Reviewed on: 15th January 2025

Its amaizing,easy apply.

Its amaizing,easy apply. APP very easy understanding. No problams at all. Reviewed on: 15th January 2025

Very satisfied with all elements of my experience wi...

Very satisfied with all elements of my experience with Zopa. Reviewed on: 15th January 2025

Very good card

I never had any problems since I had my card…easy to use home and abroad.. Reviewed on: 15th January 2025

Zopa is the way to go !

Zopa app is excellent. Purchases and payments are quickly shown on account. It is very easy to access any info about how to manage account. Reviewed on: 15th January 2025

Zopa has been a God send to me.

Zopa has been a God send to me. Easy to use. Reviewed on: 15th January 2025

very good service and good staff

very good service and good staff Reviewed on: 15th January 2025

Had problems to start but was quickly delt with

Had problems to start but was quickly delt with Reviewed on: 15th January 2025

Zopa is a fantastic company to deal with

Zopa is a really good company and very helpful and professional Reviewed on: 15th January 2025

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