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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great app, fair APR for me, easy to repay and monito...

Great app, fair APR for me, easy to repay and monitor spending, sensible and well timed limit increases. Peace of mind with text alerts and easy approval process in app. Reviewed on: 15th January 2025

It's been seamless since i joined zopa

It's been seamless since i joined zopa Reviewed on: 15th January 2025

Great cardIt’s a great credit card

It’s a great credit card and easy to use and make payments via the app Reviewed on: 15th January 2025

Fantastic credit card

Fantastic credit card with an easy to use app and low APR Reviewed on: 15th January 2025

Very easy to sign up, good functions for savings as...

Very easy to sign up, good functions for savings as well as day to day expense and so handy for foreign trips. Reviewed on: 15th January 2025

I have had great experience the Zopa app is easy...

I have had great experience the Zopa app is easy to use Reviewed on: 15th January 2025

Zopa is very good, helpful, answers questions quickl...

Zopa is very good, helpful, answers questions quickly and easily and there’s always someone available for a chat.. Reviewed on: 15th January 2025

A 5 Star card!

Was sign up, Excellent and easy to use app. Great customer service Reviewed on: 15th January 2025

Instant reply

Instant reply easy to use app, easy to fill in questions over all excellent Reviewed on: 15th January 2025

I have a good experience with Zopa from the first mo...

I have a good experience with Zopa from the first moment when I applied to get the card I got the answer instantly it was easy and fast thanks Zopa Reviewed on: 15th January 2025

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