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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good card

I never had any problems since I had my card…easy to use home and abroad.. Reviewed on: 15th January 2025

Zopa is the way to go !

Zopa app is excellent. Purchases and payments are quickly shown on account. It is very easy to access any info about how to manage account. Reviewed on: 15th January 2025

Zopa has been a God send to me.

Zopa has been a God send to me. Easy to use. Reviewed on: 15th January 2025

very good service and good staff

very good service and good staff Reviewed on: 15th January 2025

Had problems to start but was quickly delt with

Had problems to start but was quickly delt with Reviewed on: 15th January 2025

Zopa is a fantastic company to deal with

Zopa is a really good company and very helpful and professional Reviewed on: 15th January 2025

Great app, fair APR for me, easy to repay and monito...

Great app, fair APR for me, easy to repay and monitor spending, sensible and well timed limit increases. Peace of mind with text alerts and easy approval process in app. Reviewed on: 15th January 2025

It's been seamless since i joined zopa

It's been seamless since i joined zopa Reviewed on: 15th January 2025

Great cardIt’s a great credit card

It’s a great credit card and easy to use and make payments via the app Reviewed on: 15th January 2025

Fantastic credit card

Fantastic credit card with an easy to use app and low APR Reviewed on: 15th January 2025

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