Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to sign up, good functions for savings as...

Very easy to sign up, good functions for savings as well as day to day expense and so handy for foreign trips. Reviewed on: 15th January 2025

I have had great experience the Zopa app is easy...

I have had great experience the Zopa app is easy to use Reviewed on: 15th January 2025

Zopa is very good, helpful, answers questions quickl...

Zopa is very good, helpful, answers questions quickly and easily and there’s always someone available for a chat.. Reviewed on: 15th January 2025

A 5 Star card!

Was sign up, Excellent and easy to use app. Great customer service Reviewed on: 15th January 2025

Instant reply

Instant reply easy to use app, easy to fill in questions over all excellent Reviewed on: 15th January 2025

I have a good experience with Zopa from the first mo...

I have a good experience with Zopa from the first moment when I applied to get the card I got the answer instantly it was easy and fast thanks Zopa Reviewed on: 15th January 2025

Zopa credit card is definitely affordable.

Zopa credit card is definitely affordable. The interest on it is definitely fair. I have recommended to friends in cple years I've bene a customer Reviewed on: 15th January 2025

Certainly recommend Zopa credit card

Applied for new card account very simple steps and received my card in a matter of a couple of days .Their app is also very easy to use no problems what so ever. Reviewed on: 15th January 2025

Eezzy peezy

Easy application, great app and everything just kinda works. Reviewed on: 15th January 2025

Very fast reply and kind

Very nice and kind the customer service and fast transaction Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Cards
from Smile Bank 3.84 from 4 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub