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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa credit card is definitely affordable.

Zopa credit card is definitely affordable. The interest on it is definitely fair. I have recommended to friends in cple years I've bene a customer Reviewed on: 15th January 2025

Certainly recommend Zopa credit card

Applied for new card account very simple steps and received my card in a matter of a couple of days .Their app is also very easy to use no problems what so ever. Reviewed on: 15th January 2025

Eezzy peezy

Easy application, great app and everything just kinda works. Reviewed on: 15th January 2025

Very fast reply and kind

Very nice and kind the customer service and fast transaction Reviewed on: 15th January 2025

Effective and efficient

They have been very efficient with providing the card and its operation and statement service Reviewed on: 15th January 2025

Very good experience.

Very good experience. Customer Services is great. This app is easy to use. Reviewed on: 15th January 2025

easy to navigate and user friendly

easy to navigate and user friendly Reviewed on: 15th January 2025

Never had any issues working with them.

Never had any issues working with them. Nice and easy to use Reviewed on: 15th January 2025

Quick & easy to open and set up with app

Quick & easy to open and set up with app Reviewed on: 15th January 2025

Good communication from zopa, and the ability to inc...

Good communication from zopa, and the ability to increase/decrease the credit cushion is a great tool Reviewed on: 15th January 2025

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