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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great and convenient plus a brilliant customer service

Great and convenient plus a brilliant customer service Reviewed on: 15th January 2025

I like having my card and the repayments are low...

I like having my card and the repayments are low Reviewed on: 15th January 2025

FINE CARD CHOICE

Secure, reliable, card. No higher rating possible as yet no detractions have been encountered. Worthy of acknowledgement as a card that fulfills the necessary criteria to be recommended Reviewed on: 15th January 2025

Very smooth and transparent transaction.

Very smooth and transparent transaction. Everything well explained and I feel as if I’m in control of my finances again Reviewed on: 15th January 2025

Love my Zopa card, easy to use and payments fast.

Love my Zopa card, easy to use and payments fast. Reviewed on: 15th January 2025

Excellent

Excellent, have been using credit card and now i am using Zopa bank as well and planning to use it as my main bank in the near future. Zopa provide a complicated less service to its customers. Reviewed on: 15th January 2025

The best credit card in world ever

The best credit card in world ever Reviewed on: 15th January 2025

Very friendly staff, good app and easy to use

Very friendly staff, good app and easy to use Reviewed on: 15th January 2025

Best service ever

I applied for credit card and Zopa offered me and I was extremely happy for their fast response. After a few months my credit limit got increased which I was more happier and my bank won’t give me an overdraft or a loan after being with my for over 20 years. Zopa is the best and their services is fantastic Reviewed on: 15th January 2025

Zopa Yahoo

Zopa has been great for me , instead of one week having plenty of money to days without Zopa has solved this issue Reviewed on: 15th January 2025

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