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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Love my Zopa card, easy to use and payments fast.

Love my Zopa card, easy to use and payments fast. Reviewed on: 15th January 2025

Excellent

Excellent, have been using credit card and now i am using Zopa bank as well and planning to use it as my main bank in the near future. Zopa provide a complicated less service to its customers. Reviewed on: 15th January 2025

The best credit card in world ever

The best credit card in world ever Reviewed on: 15th January 2025

Very friendly staff, good app and easy to use

Very friendly staff, good app and easy to use Reviewed on: 15th January 2025

Best service ever

I applied for credit card and Zopa offered me and I was extremely happy for their fast response. After a few months my credit limit got increased which I was more happier and my bank won’t give me an overdraft or a loan after being with my for over 20 years. Zopa is the best and their services is fantastic Reviewed on: 15th January 2025

Zopa Yahoo

Zopa has been great for me , instead of one week having plenty of money to days without Zopa has solved this issue Reviewed on: 15th January 2025

Amazing service, keep up the good work

Amazing service, keep up the good work Reviewed on: 15th January 2025

Just a very easy platform, user friendly and straigh...

Just a very easy platform, user friendly and straightforward Reviewed on: 15th January 2025

Easy acceptance like the app and it ak it’s give u b...

Easy acceptance like the app and it ak it’s give u better advice Reviewed on: 15th January 2025

I have only contacted customer service once and I ha...

I have only contacted customer service once and I had a great service and felt listened to. Reviewed on: 15th January 2025

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