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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

My experience with Zopa very great

My experience with Zopa very great Reviewed on: 15th January 2025

it was great, given services are worderfull and up t...

it was great, given services are worderfull and up to date with the currunt time as well as too easy and more comfortable to use. Reviewed on: 15th January 2025

excellent company everything explained clearly very...

excellent company everything explained clearly very understanding Reviewed on: 15th January 2025

Very good rouls very good policy

Very good rouls very good policy Reviewed on: 15th January 2025

excellent service in all aspects.

excellent service in all aspects. Reviewed on: 15th January 2025

Everything about Zopa is excellent.

Everything about Zopa is excellent. The whole customer journey is superb. From application to acceptance. From the easy to use app to their customer support. It's a pleasure to be with Zopa. I have recommended them and their products to my friends and family. Reviewed on: 15th January 2025

Having a Zopa Visa credit card has been invaluable,...

Having a Zopa Visa credit card has been invaluable, especially over the festive season. It has allowed me to make numerous purchases online. It has also allowed me to get by prior to payday. Reviewed on: 15th January 2025

Excellent app and service.

Excellent app and service. Clear statements Reviewed on: 15th January 2025

Great card

Never had a problem nothing to say except good comments Reviewed on: 15th January 2025

From initially being a credit score improving card,...

From initially being a credit score improving card, alongside responsible credit limit increases, Zopa has become my go to credit card, building confidence in handling my finances too. Reviewed on: 15th January 2025

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