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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Having a Zopa Visa credit card has been invaluable,...

Having a Zopa Visa credit card has been invaluable, especially over the festive season. It has allowed me to make numerous purchases online. It has also allowed me to get by prior to payday. Reviewed on: 15th January 2025

Excellent app and service.

Excellent app and service. Clear statements Reviewed on: 15th January 2025

Great card

Never had a problem nothing to say except good comments Reviewed on: 15th January 2025

From initially being a credit score improving card,...

From initially being a credit score improving card, alongside responsible credit limit increases, Zopa has become my go to credit card, building confidence in handling my finances too. Reviewed on: 15th January 2025

I'm a new customer to Zopa ive had excellent service.

As a new customer to Zopa I have found an excellent service. Reviewed on: 15th January 2025

Always helpful.

Always helpful. Friendly, answer questions quickly. Always a person at the end of the phone. Reviewed on: 15th January 2025

From applying to receiving

From applying to receiving the whole experience was easy and straightforward.. The app also makes it simple to stay in control and make payments. Reviewed on: 15th January 2025

Gave me a credit card when no one would

Gave me a credit card when no one would Reviewed on: 15th January 2025

Easy to use and keep in control of your finances

Application process really simple with instant decision. Card received within a few days, app is extremely user friendly, and great to keep track of credit and transactions. Staff friendly, and helpful and quick to resolve any concerns. Reviewed on: 15th January 2025

Good customer relations very easy to talk to with co...

Good customer relations very easy to talk to with confidence Reviewed on: 15th January 2025

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