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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I'm a new customer to Zopa ive had excellent service.

As a new customer to Zopa I have found an excellent service. Reviewed on: 15th January 2025

Always helpful.

Always helpful. Friendly, answer questions quickly. Always a person at the end of the phone. Reviewed on: 15th January 2025

From applying to receiving

From applying to receiving the whole experience was easy and straightforward.. The app also makes it simple to stay in control and make payments. Reviewed on: 15th January 2025

Gave me a credit card when no one would

Gave me a credit card when no one would Reviewed on: 15th January 2025

Easy to use and keep in control of your finances

Application process really simple with instant decision. Card received within a few days, app is extremely user friendly, and great to keep track of credit and transactions. Staff friendly, and helpful and quick to resolve any concerns. Reviewed on: 15th January 2025

Good customer relations very easy to talk to with co...

Good customer relations very easy to talk to with confidence Reviewed on: 15th January 2025

My Zopa view

I have found the App very easy to navigate since I started using it. I also find the update regarding my accounts. The monthly statements have been timely and literally easy to read and understand. Infact I could not wish for a better banking App. Please keep it up!! Reviewed on: 15th January 2025

App is easy and clear.

App is easy and clear. Interest and monthly minimums is very clear. Great service. Reviewed on: 15th January 2025

Quick and easy to apply accepted at shops and on line.

Quick and easy to apply accepted at shops and on line. Reviewed on: 15th January 2025

Zopa are good service provider that are reliable, d...

Zopa are good service provider that are reliable, dependable with customer oriented products and policies Reviewed on: 15th January 2025

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