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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

My Zopa view

I have found the App very easy to navigate since I started using it. I also find the update regarding my accounts. The monthly statements have been timely and literally easy to read and understand. Infact I could not wish for a better banking App. Please keep it up!! Reviewed on: 15th January 2025

App is easy and clear.

App is easy and clear. Interest and monthly minimums is very clear. Great service. Reviewed on: 15th January 2025

Quick and easy to apply accepted at shops and on line.

Quick and easy to apply accepted at shops and on line. Reviewed on: 15th January 2025

Zopa are good service provider that are reliable, d...

Zopa are good service provider that are reliable, dependable with customer oriented products and policies Reviewed on: 15th January 2025

I am very satisfied with having an easy-to-use card.

I am very satisfied with having an easy-to-use card. Reviewed on: 15th January 2025

No problems they are very good and keep you up to da...

No problems they are very good and keep you up to date with everything Reviewed on: 15th January 2025

Great company would definitely recommend

Great company would definitely recommend Reviewed on: 15th January 2025

So far my experience has been positive.

So far my experience has been positive. Easy to use app, responsive support and ability to support me and break down spending. Reviewed on: 15th January 2025

Great service

Easy to use app, easy to use abroad, great flexibilty, credit cushion is fantastic. Best car I have ever had Reviewed on: 15th January 2025

Had no issues and they give you a buffer to make it...

Had no issues and they give you a buffer to make it easy Reviewed on: 15th January 2025

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