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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I am very satisfied with having an easy-to-use card.

I am very satisfied with having an easy-to-use card. Reviewed on: 15th January 2025

No problems they are very good and keep you up to da...

No problems they are very good and keep you up to date with everything Reviewed on: 15th January 2025

Great company would definitely recommend

Great company would definitely recommend Reviewed on: 15th January 2025

So far my experience has been positive.

So far my experience has been positive. Easy to use app, responsive support and ability to support me and break down spending. Reviewed on: 15th January 2025

Great service

Easy to use app, easy to use abroad, great flexibilty, credit cushion is fantastic. Best car I have ever had Reviewed on: 15th January 2025

Had no issues and they give you a buffer to make it...

Had no issues and they give you a buffer to make it easy Reviewed on: 15th January 2025

Friendly staff and easy to work out, no hidden fees...

Friendly staff and easy to work out, no hidden fees or charges, best card I've had Reviewed on: 15th January 2025

I have had an excellent experience with Zopa

I have had an excellent experience with Zopa Reviewed on: 15th January 2025

Easy to deal with, easy instructions to follow

Easy to deal with, easy instructions to follow Reviewed on: 15th January 2025

Very good rate eazy to use

Very good rate eazy to use taken in many shops and stores the only but is that if you need cash be prepared to pay charges other than that great card to have Reviewed on: 15th January 2025

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