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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Friendly staff and easy to work out, no hidden fees...

Friendly staff and easy to work out, no hidden fees or charges, best card I've had Reviewed on: 15th January 2025

I have had an excellent experience with Zopa

I have had an excellent experience with Zopa Reviewed on: 15th January 2025

Easy to deal with, easy instructions to follow

Easy to deal with, easy instructions to follow Reviewed on: 15th January 2025

Very good rate eazy to use

Very good rate eazy to use taken in many shops and stores the only but is that if you need cash be prepared to pay charges other than that great card to have Reviewed on: 15th January 2025

Very easy to apply.

Very easy to apply. Good value. would definitely recommend to friends. Reviewed on: 15th January 2025

The app makes it easy to keep on top of your finances.

The app makes it easy to keep on top of your finances. Reviewed on: 15th January 2025

Nothing but good things to say about this company re...

Nothing but good things to say about this company reliable easy and helpful Reviewed on: 15th January 2025

Great bank, excellent app and great notifications

Great bank, excellent app and great notifications Reviewed on: 15th January 2025

Excellent all round

From start to finish the service has been second to none. I lost my card early on and reported it and within 3 working days a replacement arrived. Paying the balance/minimum payment either by direct debit or direct pay is ideal for me as I get paid on different dates each month. I am so glad I found Zopa as a credit provider. I would definitely recommend to friends. I have just opened a current account with Zopa too and again 2-3 days and the debit card arrived. Excellent all round so thankyou Reviewed on: 15th January 2025

Easy to use app.

Easy to use app. Good use of colour in app. Clear information. Reviewed on: 15th January 2025

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