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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good communication app easy to use

Good communication app easy to use Reviewed on: 15th January 2025

Very good service, always polite when I need to spea...

Very good service, always polite when I need to speak and helpful Reviewed on: 15th January 2025

I am an older lady and I find the app...

I am an older lady and I find the app very easy to use Reviewed on: 15th January 2025

Zopa is a excellent company and has a excellent cust...

Zopa is a excellent company and has a excellent customer service. It is a ex service. I think it is one of the best credit cards company out there. I like the company and I will be staying with Zopa. Reviewed on: 15th January 2025

Good customer service delivery .

Good customer service delivery .l enjoy the process of the bank Reviewed on: 15th January 2025

Zopa card he come to me on the right time I like it...

Zopa card he come to me on the right time I like it the send you loot email remaind you payment I love it easy to use way to talk them thank you Reviewed on: 15th January 2025

Extra help when needed thanks zopa

Good experience with Zopa great for my needs and excellent service Reviewed on: 15th January 2025

Great card and Internet banking easy to use and find...

Great card and Internet banking easy to use and find out how much you have spent and reminders Reviewed on: 15th January 2025

Absolutely perfect for my needs highly recommend

Absolutely perfect for my needs highly recommend Reviewed on: 15th January 2025

Really good the app is really helpful

Really good the app is really helpful Reviewed on: 15th January 2025

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