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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good customer service delivery .

Good customer service delivery .l enjoy the process of the bank Reviewed on: 15th January 2025

Zopa card he come to me on the right time I like it...

Zopa card he come to me on the right time I like it the send you loot email remaind you payment I love it easy to use way to talk them thank you Reviewed on: 15th January 2025

Extra help when needed thanks zopa

Good experience with Zopa great for my needs and excellent service Reviewed on: 15th January 2025

Great card and Internet banking easy to use and find...

Great card and Internet banking easy to use and find out how much you have spent and reminders Reviewed on: 15th January 2025

Absolutely perfect for my needs highly recommend

Absolutely perfect for my needs highly recommend Reviewed on: 15th January 2025

Really good the app is really helpful

Really good the app is really helpful Reviewed on: 15th January 2025

Fantastic credit card company.

Fantastic credit card company. Easy to apply and easy to use. Very flexible and customer service is excellent. Easy to apply for a credit card and prompt in replying. Reviewed on: 15th January 2025

Easy application and fast completion

Easy application and fast completion Reviewed on: 15th January 2025

Superb and easy to use credit card service

Superb and easy to use credit card, controlled through t Banking App, excellent customer service through the App if required. Reviewed on: 15th January 2025

Fantastic service and good customer care

Fantastic service and good customer care Reviewed on: 15th January 2025

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