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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fantastic credit card company.

Fantastic credit card company. Easy to apply and easy to use. Very flexible and customer service is excellent. Easy to apply for a credit card and prompt in replying. Reviewed on: 15th January 2025

Easy application and fast completion

Easy application and fast completion Reviewed on: 15th January 2025

Superb and easy to use credit card service

Superb and easy to use credit card, controlled through t Banking App, excellent customer service through the App if required. Reviewed on: 15th January 2025

Fantastic service and good customer care

Fantastic service and good customer care Reviewed on: 15th January 2025

Disclosure of all relevant information

The process for the credit card was very specific Reviewed on: 15th January 2025

Great service from an excellent card provider.

Great service from an excellent card provider. customer service second to none. Reviewed on: 15th January 2025

Zopa is a very helpful im happy with zopa

Zopa is a very helpful im happy with zopa Reviewed on: 15th January 2025

I have a good experience with this credit card bcoz...

I have a good experience with this credit card bcoz it’s solve my money problems. Reviewed on: 15th January 2025

Zopa have provided an excellent, easy, outstanding s...

Zopa have provided an excellent, easy, outstanding service to me. It is impressive Reviewed on: 15th January 2025

I’ve had an excellent experience with Zopa credit c...

I’ve had an excellent experience with Zopa credit card. The service is incredibly fast, professional, and highly reliable. Reviewed on: 15th January 2025

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