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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Disclosure of all relevant information

The process for the credit card was very specific Reviewed on: 15th January 2025

Great service from an excellent card provider.

Great service from an excellent card provider. customer service second to none. Reviewed on: 15th January 2025

Zopa is a very helpful im happy with zopa

Zopa is a very helpful im happy with zopa Reviewed on: 15th January 2025

I have a good experience with this credit card bcoz...

I have a good experience with this credit card bcoz it’s solve my money problems. Reviewed on: 15th January 2025

Zopa have provided an excellent, easy, outstanding s...

Zopa have provided an excellent, easy, outstanding service to me. It is impressive Reviewed on: 15th January 2025

I’ve had an excellent experience with Zopa credit c...

I’ve had an excellent experience with Zopa credit card. The service is incredibly fast, professional, and highly reliable. Reviewed on: 15th January 2025

Everything has been great.

Everything has been great, it’s a great card to use abroad too. The app is really straightforward to use and the card looks fantastic. Reviewed on: 15th January 2025

Best credit service ever.

You gave me credit when no one else did and you’re always a hand to help. Reviewed on: 15th January 2025

Easy peasy with zero stress

Just an amazing company to deal with. No stress, no pressure and no worrying. I can access all my details very easily and see what I’ve spent and where. Reviewed on: 15th January 2025

Great card easy to set up and to use

Great card easy to set up and to use Reviewed on: 15th January 2025

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