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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Everything has been great.

Everything has been great, it’s a great card to use abroad too. The app is really straightforward to use and the card looks fantastic. Reviewed on: 15th January 2025

Best credit service ever.

You gave me credit when no one else did and you’re always a hand to help. Reviewed on: 15th January 2025

Easy peasy with zero stress

Just an amazing company to deal with. No stress, no pressure and no worrying. I can access all my details very easily and see what I’ve spent and where. Reviewed on: 15th January 2025

Great card easy to set up and to use

Great card easy to set up and to use Reviewed on: 15th January 2025

A quick response

They have been quick and responsive to my needs Reviewed on: 15th January 2025

Great service from start, easy application, the app...

Great service from start, easy application, the app is great, helps me to keep track of my spending and helpful reminders when payments are due, what's not to like Reviewed on: 15th January 2025

I like the fact that they let you know when you’ve s...

I like the fact that they let you know when you’ve spent money, how much, and where every time we use your card Reviewed on: 15th January 2025

Great card to get you on your credit score

Great card to get you on your credit score Reviewed on: 15th January 2025

Seamless service

The whole process has been seamless .The app is easy to use.The card is comparatively competitive on interest rates. Overall I am pleased. Reviewed on: 15th January 2025

Good app but low credit amount .

Good app but low credit amount . I will like zopa to increase my credit amount Reviewed on: 15th January 2025

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