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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Amazing company

Great company easy to use love that the monthly payment it affordable Reviewed on: 15th January 2025

Very helpful great to have helped me through some ha...

Very helpful great to have helped me through some hard time and supper easy to use the app Reviewed on: 15th January 2025

Excellent service and people give service

Excellent service and people give service Reviewed on: 15th January 2025

Best customer service, reliable, friendly, easy to a...

Best customer service, reliable, friendly, easy to access. Zopa is the best bank I have ever bank with., the best credit card I ever got. Thank you Zops. Reviewed on: 15th January 2025

They have been excellent and gave me a card when oth...

They have been excellent and gave me a card when other's wouldn't Reviewed on: 15th January 2025

Good communication easy app to use

Good communication easy app to use Reviewed on: 15th January 2025

App is very simple to Navigate.

App is very simple to Navigate. Some helpful tools to help you with financial planning. Would recommend Zopa to anyone. Reviewed on: 15th January 2025

I’ve got a few credit cards from marbles Zable and a...

I’ve got a few credit cards from marbles Zable and aqua and Zopa is definitely my go to card. The app is well set out and makes payments really easy Reviewed on: 15th January 2025

One of the best credit card I ever used.

One of the best credit card I ever used. Reviewed on: 15th January 2025

I have found the zopa app easy to understand and use.

I have found the zopa app easy to understand and use.customer service I have found to be very professional and polite. Also zopa manage to keep me updated of all changes that may apply to my account Reviewed on: 15th January 2025

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