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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A quick response

They have been quick and responsive to my needs Reviewed on: 15th January 2025

Great service from start, easy application, the app...

Great service from start, easy application, the app is great, helps me to keep track of my spending and helpful reminders when payments are due, what's not to like Reviewed on: 15th January 2025

I like the fact that they let you know when you’ve s...

I like the fact that they let you know when you’ve spent money, how much, and where every time we use your card Reviewed on: 15th January 2025

Great card to get you on your credit score

Great card to get you on your credit score Reviewed on: 15th January 2025

Seamless service

The whole process has been seamless .The app is easy to use.The card is comparatively competitive on interest rates. Overall I am pleased. Reviewed on: 15th January 2025

Good app but low credit amount .

Good app but low credit amount . I will like zopa to increase my credit amount Reviewed on: 15th January 2025

Amazing company

Great company easy to use love that the monthly payment it affordable Reviewed on: 15th January 2025

Very helpful great to have helped me through some ha...

Very helpful great to have helped me through some hard time and supper easy to use the app Reviewed on: 15th January 2025

Excellent service and people give service

Excellent service and people give service Reviewed on: 15th January 2025

Best customer service, reliable, friendly, easy to a...

Best customer service, reliable, friendly, easy to access. Zopa is the best bank I have ever bank with., the best credit card I ever got. Thank you Zops. Reviewed on: 15th January 2025

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