Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

They have been excellent and gave me a card when oth...

They have been excellent and gave me a card when other's wouldn't Reviewed on: 15th January 2025

Good communication easy app to use

Good communication easy app to use Reviewed on: 15th January 2025

App is very simple to Navigate.

App is very simple to Navigate. Some helpful tools to help you with financial planning. Would recommend Zopa to anyone. Reviewed on: 15th January 2025

I’ve got a few credit cards from marbles Zable and a...

I’ve got a few credit cards from marbles Zable and aqua and Zopa is definitely my go to card. The app is well set out and makes payments really easy Reviewed on: 15th January 2025

One of the best credit card I ever used.

One of the best credit card I ever used. Reviewed on: 15th January 2025

I have found the zopa app easy to understand and use.

I have found the zopa app easy to understand and use.customer service I have found to be very professional and polite. Also zopa manage to keep me updated of all changes that may apply to my account Reviewed on: 15th January 2025

Customer experience

Low APR and excellent service, good credit limit to meet your needs Reviewed on: 15th January 2025

Zopa have been a great help in the rebuilding of my...

Zopa have been a great help in the rebuilding of my credit rating and excellent customer service Reviewed on: 15th January 2025

Simple,Easy, Transparent.

Simple,Easy, Transparent. Will definitely recommend. Reviewed on: 15th January 2025

Very good bank, everything is clear.

Very good bank, everything is clear. Easy to use a card and app Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.85 from 952 reviews
Credit card (discontinued)
from Metro Bank 4.72 from 880 reviews
Flex Purchase credit card
from Monzo 4.90 from 3186 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub