Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Customer experience

Low APR and excellent service, good credit limit to meet your needs Reviewed on: 15th January 2025

Zopa have been a great help in the rebuilding of my...

Zopa have been a great help in the rebuilding of my credit rating and excellent customer service Reviewed on: 15th January 2025

Simple,Easy, Transparent.

Simple,Easy, Transparent. Will definitely recommend. Reviewed on: 15th January 2025

Very good bank, everything is clear.

Very good bank, everything is clear. Easy to use a card and app Reviewed on: 15th January 2025

Hassle Free

Fabulous and hassle free and engaging experience provided by a market leading company. Credit provided at a sensible rate when I needed it most. Helps me budget all my business travel expenses. Reviewed on: 15th January 2025

Zopa gave me confidence and helped me financially wh...

Zopa gave me confidence and helped me financially when I needed it! Reviewed on: 15th January 2025

Excellent card to have

Zopa has an easy to use app that has everything you need to manage your card. monthly payments are low and affordable. Zopa keep me updated with email regarding my payments. I’m more than happy with Zopa. Reviewed on: 15th January 2025

I never had any issues, easy to apply/use

I never had any issues, easy to apply/use Reviewed on: 15th January 2025

Helping me to repair my credit when no one else would.

Very simple process to sign up, easy app to understand my balance and amounts due at any time. Straight forward Comms when needed, just very happy with my whole experience to date. Thank you Zopa :) Reviewed on: 15th January 2025

Seamless credit card availability

Seamless credit card availability Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Aqua credit cards
from NewDay 4.89 from 3309 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.00 from 60 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub