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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great experience with Zopa

Easy to use app, no hidden fees on the card Reviewed on: 15th January 2025

I love my Zopa credit card.

I love my Zopa credit card. The app is brilliant. It keeps me up to date and has lots of useful information on how to improve my finances and my credit score. Reviewed on: 15th January 2025

Keep goingZopes.

Zopa is a very professional company and have offered me increases often,just keep up regular payments and you will normally receive a credit increase which has helped me. Reviewed on: 15th January 2025

Always find the service from Zopa amazing.

Always find the service from Zopa amazing. The card is a great way to rebuild your credit rating and the app is super easy to use. Just find that overall the Zopa account is really worth while. Reviewed on: 15th January 2025

Easy app

Easy app to use staff friendly only thing the Apr is very high never ever had a credit limit increase either but in some ways good as they are being responsible Reviewed on: 15th January 2025

Brilliant app

Easy to use the app easy to pay each month Reviewed on: 15th January 2025

Very quick acceptance.

Very quick acceptance. The app is very easy to use great experience overall Reviewed on: 15th January 2025

Great service and easy to use card

Great service and easy to use card Reviewed on: 15th January 2025

Very helpful

So helpful with easy terms. Loving having this card Reviewed on: 15th January 2025

I had more than 3yrs & had no problem with it they a...

I had more than 3yrs & had no problem with it they always give updates before the deadline .Plus give money savings information when needed. Reviewed on: 15th January 2025

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