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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy app

Easy app to use staff friendly only thing the Apr is very high never ever had a credit limit increase either but in some ways good as they are being responsible Reviewed on: 15th January 2025

Brilliant app

Easy to use the app easy to pay each month Reviewed on: 15th January 2025

Very quick acceptance.

Very quick acceptance. The app is very easy to use great experience overall Reviewed on: 15th January 2025

Great service and easy to use card

Great service and easy to use card Reviewed on: 15th January 2025

Very helpful

So helpful with easy terms. Loving having this card Reviewed on: 15th January 2025

I had more than 3yrs & had no problem with it they a...

I had more than 3yrs & had no problem with it they always give updates before the deadline .Plus give money savings information when needed. Reviewed on: 15th January 2025

The top-rated credit card for valavable costumers

The top-rated credit card for valavable costumers Reviewed on: 15th January 2025

User friendly app

Never had any problems dealing with Zopa customer service. The app is very straightforward user friendly. Reviewed on: 15th January 2025

Tremendous service

Hassle free easy to use service.Low charges and easy to understand statements. Reviewed on: 15th January 2025

Good product with good communication and easy to use...

Good product with good communication and easy to use the app Reviewed on: 15th January 2025

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