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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

The top-rated credit card for valavable costumers

5
The top-rated credit card for valavable costumers Reviewed on: 15th January 2025

User friendly app

5
Never had any problems dealing with Zopa customer service. The app is very straightforward user friendly. Reviewed on: 15th January 2025

Tremendous service

5
Hassle free easy to use service.Low charges and easy to understand statements. Reviewed on: 15th January 2025

Good product with good communication and easy to use...

5
Good product with good communication and easy to use the app Reviewed on: 15th January 2025

Fantastic company.

5
Fantastic company. Always there when you need them and always happy to help Reviewed on: 15th January 2025

best card

5
best card i've had,does everything from my phone,with reminders before time,which is good for me Reviewed on: 15th January 2025

Zopa has helped me to steady the ship out of debt an...

5
Zopa has helped me to steady the ship out of debt and gives a great credit card service Reviewed on: 15th January 2025

Easy to apply for card.

5
Easy to apply for card. App easy to use and on my email I get information on different products Reviewed on: 15th January 2025

I've never had any problems with my zopa account

5
I've never had any problems with my zopa account Reviewed on: 15th January 2025

Hassle free, and easy to use app ,card excepted anyw...

5
Hassle free, and easy to use app ,card excepted anywhere, and site is safe and secure Reviewed on: 15th January 2025

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