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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Happy and satisfied with my Zopa card.

Happy and satisfied with my Zopa card. Reviewed on: 15th January 2025

Looking after the little people

Took me on board without hesitation, even though my rating is not good and have been excellent ever since. Reviewed on: 15th January 2025

User friendly app

The app is easy to use and let you have lots of control over you money and easy to understand. Very reliable. Reviewed on: 15th January 2025

Don’t oversell on their products and ensure they are...

Don’t oversell on their products and ensure they are affordable. Overall, a great experience. Reviewed on: 15th January 2025

This has been straight forward, easy to mange

This has been straight forward, easy to mange Reviewed on: 15th January 2025

Zopa is really good and committed to helping people...

Zopa is really good and committed to helping people to raise funds. I will really appreciate it if my credit limit can be increased Reviewed on: 15th January 2025

Good credit card for my needs

Easy to use card, good information, handy money management tips Reviewed on: 15th January 2025

Easy to navengate

Easy to get hold of sites easy to navengate Reviewed on: 15th January 2025

Zopa credit card really helped when I most needed th...

Zopa credit card really helped when I most needed thank you Reviewed on: 15th January 2025

From initial application to my current status

From initial application to my current status zoopa has offered all it promised, easy payment methods, great rates would reccommend to any of my family Reviewed on: 15th January 2025

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