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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic company.

Fantastic company. Always there when you need them and always happy to help Reviewed on: 15th January 2025

best card

best card i've had,does everything from my phone,with reminders before time,which is good for me Reviewed on: 15th January 2025

Zopa has helped me to steady the ship out of debt an...

Zopa has helped me to steady the ship out of debt and gives a great credit card service Reviewed on: 15th January 2025

Easy to apply for card.

Easy to apply for card. App easy to use and on my email I get information on different products Reviewed on: 15th January 2025

I've never had any problems with my zopa account

I've never had any problems with my zopa account Reviewed on: 15th January 2025

Hassle free, and easy to use app ,card excepted anyw...

Hassle free, and easy to use app ,card excepted anywhere, and site is safe and secure Reviewed on: 15th January 2025

Happy and satisfied with my Zopa card.

Happy and satisfied with my Zopa card. Reviewed on: 15th January 2025

Looking after the little people

Took me on board without hesitation, even though my rating is not good and have been excellent ever since. Reviewed on: 15th January 2025

User friendly app

The app is easy to use and let you have lots of control over you money and easy to understand. Very reliable. Reviewed on: 15th January 2025

Don’t oversell on their products and ensure they are...

Don’t oversell on their products and ensure they are affordable. Overall, a great experience. Reviewed on: 15th January 2025

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