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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

This has been straight forward, easy to mange

This has been straight forward, easy to mange Reviewed on: 15th January 2025

Zopa is really good and committed to helping people...

Zopa is really good and committed to helping people to raise funds. I will really appreciate it if my credit limit can be increased Reviewed on: 15th January 2025

Good credit card for my needs

Easy to use card, good information, handy money management tips Reviewed on: 15th January 2025

Easy to navengate

Easy to get hold of sites easy to navengate Reviewed on: 15th January 2025

Zopa credit card really helped when I most needed th...

Zopa credit card really helped when I most needed thank you Reviewed on: 15th January 2025

From initial application to my current status

From initial application to my current status zoopa has offered all it promised, easy payment methods, great rates would reccommend to any of my family Reviewed on: 15th January 2025

Great product great customer relations

Great product great customer relations Reviewed on: 15th January 2025

Easy to use App

Easy to use app updates available 247 very good service Reviewed on: 15th January 2025

Absolutely perfect very quick and easy to apply no...

Absolutely perfect very quick and easy to apply no issues at all Reviewed on: 15th January 2025

I’m very happy with Zopa.

I’m very happy with Zopa. Credit Card. Reviewed on: 15th January 2025

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