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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I am happy, no to much interest!

I am happy, no to much interest! Reviewed on: 15th January 2025

Very easy to use up dates very useful and handy card...

Very easy to use up dates very useful and handy card to have Reviewed on: 15th January 2025

Easy application for the card with good customer ser...

Easy application for the card with good customer service available. Easy to manage in the App Reviewed on: 15th January 2025

Great company , very easy to use and friendly sevice

Great company , very easy to use and friendly sevice Reviewed on: 15th January 2025

Never had any issues with the card nor customer serv...

Never had any issues with the card nor customer services Reviewed on: 15th January 2025

Awesome service.

Awesome service. Thank you and the new bank account is awesome Reviewed on: 15th January 2025

easy to contact web page very good

easy to contact web page very good Reviewed on: 15th January 2025

I love my zopa card.

I love my zopa card. Just there for my little emergencies. Fab customer service if there is an issue. Love it Reviewed on: 15th January 2025

Great service app is very user friendly

Great service app is very user friendly Reviewed on: 15th January 2025

ZOPA - the people to help raise credit rating

I applied for Zopa to improve my credit rating. My application was straightforward and the App is easy to use and navigate. Reviewed on: 15th January 2025

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