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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It's a good star for myself to get my credit score b...

It's a good star for myself to get my credit score better and Zopa gave me the chance Reviewed on: 15th January 2025

I've found Zopa to be very informative and easy to use.

I've found Zopa to be very informative and easy to use. You can check your balance on any linked account and there is a host of other helpful information Reviewed on: 15th January 2025

Excellent

Always kept up to date on new products and really happy being with zopa Reviewed on: 15th January 2025

Fantastic,frictionless service.

Fantastic,frictionless service.Payments accepted almost everywhere all over the world. Reviewed on: 15th January 2025

I was helped from applying to receiving my card and...

I was helped from applying to receiving my card and reminding when the payments are due Reviewed on: 15th January 2025

User friendly and simple!

Simple no stress card that's user friendly and straightforward. Reviewed on: 15th January 2025

Quick and easy

Quick and easy and received my card within a few days Reviewed on: 15th January 2025

Zoopa gave me a card at a fair rate and are helping...

Zoopa gave me a card at a fair rate and are helping build up my credit score with good advice Reviewed on: 15th January 2025

Always receive prompt action to i

Always receive prompt action to i Reviewed on: 15th January 2025

Wonderful bank

Very convenient app to access. Support is always is at your at finger tip. Staff is very helpful and friendly. Reviewed on: 15th January 2025

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