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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Quick and easy

Quick and easy and received my card within a few days Reviewed on: 15th January 2025

Zoopa gave me a card at a fair rate and are helping...

Zoopa gave me a card at a fair rate and are helping build up my credit score with good advice Reviewed on: 15th January 2025

Always receive prompt action to i

Always receive prompt action to i Reviewed on: 15th January 2025

Wonderful bank

Very convenient app to access. Support is always is at your at finger tip. Staff is very helpful and friendly. Reviewed on: 15th January 2025

App service is excellent card is easy to use

App service is excellent card is easy to use Reviewed on: 15th January 2025

Very professional and prompt service

Very professional and prompt service Reviewed on: 15th January 2025

very fast service im verry happy

very fast service im verry happy Reviewed on: 15th January 2025

It’s straight forward not going around in circles

It’s straight forward not going around in circles Reviewed on: 15th January 2025

Zopa is the best bank!

Zopa is a bank I would 100% recommend. I have a credit card with them and I did have a loan but I’ve paid that off now. They have always been friendly and professional and if I’ve ever had any concerns they answer me straight away and always resolve a problem. I love using them for my credit card and do recommend them to family and friends. When I applied for my credit card and then my loan they answered me straight away and got the money very quickly. Reviewed on: 15th January 2025

I've had a very good experience while I've been a cu...

I've had a very good experience while I've been a customer with zopa Reviewed on: 15th January 2025

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