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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

App service is excellent card is easy to use

App service is excellent card is easy to use Reviewed on: 15th January 2025

Very professional and prompt service

Very professional and prompt service Reviewed on: 15th January 2025

very fast service im verry happy

very fast service im verry happy Reviewed on: 15th January 2025

It’s straight forward not going around in circles

It’s straight forward not going around in circles Reviewed on: 15th January 2025

Zopa is the best bank!

Zopa is a bank I would 100% recommend. I have a credit card with them and I did have a loan but I’ve paid that off now. They have always been friendly and professional and if I’ve ever had any concerns they answer me straight away and always resolve a problem. I love using them for my credit card and do recommend them to family and friends. When I applied for my credit card and then my loan they answered me straight away and got the money very quickly. Reviewed on: 15th January 2025

I've had a very good experience while I've been a cu...

I've had a very good experience while I've been a customer with zopa Reviewed on: 15th January 2025

Very lovely people to deal with always polite x

Very lovely people to deal with always polite x Reviewed on: 15th January 2025

easy to use

Very helpful, easy to use, easy to apply for and to get delivered Reviewed on: 15th January 2025

Happy to use card abroad or in uk

Happy to use card abroad or in uk Reviewed on: 15th January 2025

Never had no trouble and never had to get in contact...

Never had no trouble and never had to get in contact always give me notice of statements Reviewed on: 15th January 2025

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