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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very lovely people to deal with always polite x

Very lovely people to deal with always polite x Reviewed on: 15th January 2025

easy to use

Very helpful, easy to use, easy to apply for and to get delivered Reviewed on: 15th January 2025

Happy to use card abroad or in uk

Happy to use card abroad or in uk Reviewed on: 15th January 2025

Never had no trouble and never had to get in contact...

Never had no trouble and never had to get in contact always give me notice of statements Reviewed on: 15th January 2025

Very easy to make changes to your account.

Very easy to make changes to your account. Reviewed on: 15th January 2025

Great c/c interest is ok great understanding app

Great c/c interest is ok great understanding app Reviewed on: 15th January 2025

Just like an old friend with help and advice

They always remind me when my payment is due, I have control of my account through my app, they give tips on how to strengthen my credit score. A bit like a good friend who gives advice and there when you need them Reviewed on: 15th January 2025

Zupla gave me a chance

After paying if ex husband debts I took on after a few years I you gave me a chance to build my credit even at this mutate age . I have since told some friends it’s giving me a chance thank you Reviewed on: 15th January 2025

No problems easy app to use can check at any...

No problems easy app to use can check at any time Reviewed on: 15th January 2025

Overall brilliant never had any issues with Zopa

Overall brilliant never had any issues with Zopa Reviewed on: 15th January 2025

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