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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very good no problem so far so good

Excellent no problem so far very good Reviewed on: 16th January 2025

Very helpful and friendly would highly recommend, co...

Very helpful and friendly would highly recommend, compared to a lot of competitors zopa went above and beyond. Reviewed on: 16th January 2025

My experience after almost 1 year has been positive.

My experience after almost 1 year has been positive. The app is easy to use and the card does what you expect. The only thing is thaty I find the credit rate to be quite high. Reviewed on: 16th January 2025

Easy to apply with as low or poor credit score...

Easy to apply with as low or poor credit score Reviewed on: 16th January 2025

Credit card

Very Quick to let you know if you have been excepted for credit card. Or loan . Reviewed on: 16th January 2025

Very good when I don't work zopa credit card help...

Very good when I don't work zopa credit card help me Reviewed on: 16th January 2025

It's a brilliant card.

It's a brilliant card..Very helpful.. Reviewed on: 16th January 2025

Fantastic card

Excellent service, fast and simple to use love my zopa CC Reviewed on: 16th January 2025

My experience with Zopa as been great and fantastic.

My experience with Zopa as been great and fantastic.There customer service is top notch and they send me emails to notify me of my payments and any offer available. Reviewed on: 16th January 2025

It was an exceptional experience

It was an exceptional experience Reviewed on: 16th January 2025

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