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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy start and friendly conditions

Completely understandable conditions, clear and easy-to-use application, timely notification of payment day Reviewed on: 16th January 2025

All good ...

No problem always seem good always caring about your happiness always there to help if there’s something wrong Reviewed on: 16th January 2025

Professional customer service and offers for people

Professional customer service and offers for people Reviewed on: 16th January 2025

You always get good service when you phone up

You always get good service when you phone up Reviewed on: 16th January 2025

Was an easy application.

Was an easy application. Less APR. Reviewed on: 16th January 2025

Very lovely credit card ever I will recommend anyone...

Very lovely credit card ever I will recommend anyone who wants credit card to use it Reviewed on: 16th January 2025

If you need financial help. Ask Zopa.

Since the cosy of living has been increased ìts very hard a family to meet the both ends. Especially when you face unexpected expenditure. I was in the same situation. I applied for zopa. My application was accepted and I have the card within a week. This is best ever customers service I experienced Thurs up ZOPA. Reviewed on: 16th January 2025

Their interest rate is low and the customer services...

Their interest rate is low and the customer services are topnotch among others Reviewed on: 16th January 2025

No regrets!

Quick, efficient and effective service. Reviewed on: 16th January 2025

Its really good to have that card it help me when i...

Its really good to have that card it help me when i was struggling with money Reviewed on: 16th January 2025

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