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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very friendly service and Zopa understand and cater...

Very friendly service and Zopa understand and cater for my needs Reviewed on: 16th January 2025

Excellent credit card

Excellent credit card. Great value for money Reviewed on: 16th January 2025

Great app really useful for people with bad credit

Great app really useful for people with bad credit Reviewed on: 16th January 2025

My easy to use zopa card

I find the card very easy to use the app is incredibly user friendly Reviewed on: 16th January 2025

I had a peace of mind very satisfying

I had a problem and rang your team and they sorted it out and was very polite Reviewed on: 16th January 2025

Reliable, value for money, offers different services

Reliable, value for money, offers different services, as a new business it is trustworthy and looking forward to a good future Reviewed on: 16th January 2025

Easy start and friendly conditions

Completely understandable conditions, clear and easy-to-use application, timely notification of payment day Reviewed on: 16th January 2025

All good ...

No problem always seem good always caring about your happiness always there to help if there’s something wrong Reviewed on: 16th January 2025

Professional customer service and offers for people

Professional customer service and offers for people Reviewed on: 16th January 2025

You always get good service when you phone up

You always get good service when you phone up Reviewed on: 16th January 2025

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