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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I had a great experience with good support

I had a great experience with good support Reviewed on: 16th January 2025

Never had an issue and the rewards are good too inte...

Never had an issue and the rewards are good too interest rates are good too great card for credit building Reviewed on: 16th January 2025

Easy to deal with good communication.

Easy to deal with good communication. Reviewed on: 16th January 2025

Brilliant card!

The card is great! I used to help with Christmas and I use it weekly as and when is needed. It’s easy to pay back with an amount suitable to your budget. I love it and wouldn’t be without it now! Reviewed on: 16th January 2025

Is great good service and very quickly

Is great good service and very quickly Reviewed on: 16th January 2025

Easy to use good rates keeping up to date with...

Easy to use good rates keeping up to date with emails Reviewed on: 16th January 2025

Quick and easy to use easy to navigate around the ap...

Quick and easy to use easy to navigate around the app and easy to make payments Reviewed on: 16th January 2025

Brilliant company

I have found zopa to a excellent company to deal with. They explain everything in a very clear way. The statements are easy to read and most transactions can be done on their app. Reviewed on: 16th January 2025

I think the only one, we can rely on

I think the only one, we can rely on Reviewed on: 16th January 2025

Great Card

Zopa credit card is always there when I need it it’s a great credit card for money . Reviewed on: 16th January 2025

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