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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Quick and easy to use easy to navigate around the ap...

Quick and easy to use easy to navigate around the app and easy to make payments Reviewed on: 16th January 2025

Brilliant company

I have found zopa to a excellent company to deal with. They explain everything in a very clear way. The statements are easy to read and most transactions can be done on their app. Reviewed on: 16th January 2025

I think the only one, we can rely on

I think the only one, we can rely on Reviewed on: 16th January 2025

Great Card

Zopa credit card is always there when I need it it’s a great credit card for money . Reviewed on: 16th January 2025

Very friendly service and Zopa understand and cater...

Very friendly service and Zopa understand and cater for my needs Reviewed on: 16th January 2025

Excellent credit card

Excellent credit card. Great value for money Reviewed on: 16th January 2025

Great app really useful for people with bad credit

Great app really useful for people with bad credit Reviewed on: 16th January 2025

My easy to use zopa card

I find the card very easy to use the app is incredibly user friendly Reviewed on: 16th January 2025

I had a peace of mind very satisfying

I had a problem and rang your team and they sorted it out and was very polite Reviewed on: 16th January 2025

Reliable, value for money, offers different services

Reliable, value for money, offers different services, as a new business it is trustworthy and looking forward to a good future Reviewed on: 16th January 2025

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