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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Company to deal with never have had any issues...

Great Company to deal with never have had any issues with them Reviewed on: 16th January 2025

excellent Zopa Credit Card

excellent Zopa Credit Card and experience Reviewed on: 16th January 2025

Good customer service and easy to use the application

Good customer service and easy to use the application Reviewed on: 16th January 2025

the way forward

No hassle and there when needed easy to use app Reviewed on: 16th January 2025

I'm with Zopa credit card around 3 years !

I'm with Zopa credit card around 3 years ! Very helpful card ,affordable APR. Customer service is great Reviewed on: 16th January 2025

level of service

I think that the level of service is excellent an customer services have a sympathetic ear. Reviewed on: 16th January 2025

The simplicity of your credit card.

The simplicity of your credit card.Very understandable and the flexible options of repayment made to customers are good attraction.Loving your cards pls keep it up! Reviewed on: 16th January 2025

Zopa has an excellent app that lets you see all your...

Zopa has an excellent app that lets you see all your transactions and gives you all the information about your transactions Reviewed on: 16th January 2025

Informative Service

Informative service, keeping me up to date with account information Reviewed on: 16th January 2025

I am contented with the service Zopa provided.

I am contented with the service Zopa provided. Excellent customer service and are ready to sort your concerns almost immediately. Reviewed on: 16th January 2025

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