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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44343)

The simplicity of your credit card.

5
The simplicity of your credit card.Very understandable and the flexible options of repayment made to customers are good attraction.Loving your cards pls keep it up! Reviewed on: 16th January 2025
Moses A's avatar
Moses A

Zopa has an excellent app that lets you see all your...

5
Zopa has an excellent app that lets you see all your transactions and gives you all the information about your transactions Reviewed on: 16th January 2025
Lee W's avatar
Lee W

Informative Service

5
Informative service, keeping me up to date with account information Reviewed on: 16th January 2025
Sue's avatar
Sue

I am contented with the service Zopa provided.

5
I am contented with the service Zopa provided. Excellent customer service and are ready to sort your concerns almost immediately. Reviewed on: 16th January 2025
Ayobami A's avatar
Ayobami A

I had a great experience with good support

5
I had a great experience with good support Reviewed on: 16th January 2025
Roy J's avatar
Roy J

Never had an issue and the rewards are good too inte...

5
Never had an issue and the rewards are good too interest rates are good too great card for credit building Reviewed on: 16th January 2025
Christopher c's avatar
Christopher c

Easy to deal with good communication.

5
Easy to deal with good communication. Reviewed on: 16th January 2025
Pauline D's avatar
Pauline D

Brilliant card!

5
The card is great! I used to help with Christmas and I use it weekly as and when is needed. It’s easy to pay back with an amount suitable to your budget. I love it and wouldn’t be without it now! Reviewed on: 16th January 2025
D N's avatar
D N

Is great good service and very quickly

5
Is great good service and very quickly Reviewed on: 16th January 2025
Luis T's avatar
Luis T

Easy to use good rates keeping up to date with...

5
Easy to use good rates keeping up to date with emails Reviewed on: 16th January 2025
Alison B's avatar
Alison B

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