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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very good service card is very easy to use and the u...

Very good service card is very easy to use and the up dates are very good Reviewed on: 16th January 2025

Everything u need to know is in the app which is so...

Everything u need to know is in the app which is so helpful, interest rates are very low which makes it affordable .so far my experience with Zopa has been very good Reviewed on: 16th January 2025

Good card

All good but low credit limit would like more increase Reviewed on: 16th January 2025

Very easy and simple to sign up for a credit card an...

Very easy and simple to sign up for a credit card and a very starting managing credit limit to help me build better credit rating Reviewed on: 16th January 2025

Great Company to deal with never have had any issues...

Great Company to deal with never have had any issues with them Reviewed on: 16th January 2025

excellent Zopa Credit Card

excellent Zopa Credit Card and experience Reviewed on: 16th January 2025

Good customer service and easy to use the application

Good customer service and easy to use the application Reviewed on: 16th January 2025

the way forward

No hassle and there when needed easy to use app Reviewed on: 16th January 2025

I'm with Zopa credit card around 3 years !

I'm with Zopa credit card around 3 years ! Very helpful card ,affordable APR. Customer service is great Reviewed on: 16th January 2025

level of service

I think that the level of service is excellent an customer services have a sympathetic ear. Reviewed on: 16th January 2025

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