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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company, very happy with their service.

Great company, very happy with their service. Reviewed on: 16th January 2025

Very easy to apply and understand

Very easy to apply and understand Reviewed on: 16th January 2025

Very very good, excellent service and product

Very very good, excellent service and product Reviewed on: 16th January 2025

The most important When every I ask a question abou...

The most important When every I ask a question about something i don't have and understanding about zopa service help ASAP so that makes me full in love with the service Reviewed on: 16th January 2025

A overall good experience with zopa a reasonable cre...

A overall good experience with zopa a reasonable credit limit to help at difficult times and easy to use website Reviewed on: 16th January 2025

Straightforward, customer focussed

Straightforward, customer focussed Reviewed on: 16th January 2025

Very good service card is very easy to use and the u...

Very good service card is very easy to use and the up dates are very good Reviewed on: 16th January 2025

Everything u need to know is in the app which is so...

Everything u need to know is in the app which is so helpful, interest rates are very low which makes it affordable .so far my experience with Zopa has been very good Reviewed on: 16th January 2025

Good card

All good but low credit limit would like more increase Reviewed on: 16th January 2025

Very easy and simple to sign up for a credit card an...

Very easy and simple to sign up for a credit card and a very starting managing credit limit to help me build better credit rating Reviewed on: 16th January 2025

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