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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great company to deal with.

Great company to deal with. Very professional efficient and helpful. Reviewed on: 16th January 2025

The best

The best I am very pleased with your services. Reviewed on: 16th January 2025

the perfect card for shopping with

the perfect card for shopping with Reviewed on: 16th January 2025

Zopa are great they will always listen and have grea...

Zopa are great they will always listen and have great customer service Reviewed on: 16th January 2025

Great company, very happy with their service.

Great company, very happy with their service. Reviewed on: 16th January 2025

Very easy to apply and understand

Very easy to apply and understand Reviewed on: 16th January 2025

Very very good, excellent service and product

Very very good, excellent service and product Reviewed on: 16th January 2025

The most important When every I ask a question abou...

The most important When every I ask a question about something i don't have and understanding about zopa service help ASAP so that makes me full in love with the service Reviewed on: 16th January 2025

A overall good experience with zopa a reasonable cre...

A overall good experience with zopa a reasonable credit limit to help at difficult times and easy to use website Reviewed on: 16th January 2025

Straightforward, customer focussed

Straightforward, customer focussed Reviewed on: 16th January 2025

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