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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Even with a below average credit score and not the b...

Even with a below average credit score and not the best lend ability score, they were still able to help me, which is helping reach my goal of a better credit profile Reviewed on: 16th January 2025

Have always found Zopa to be sensible & progressive...

Have always found Zopa to be sensible & progressive with their approach to lending. App based card with simple navigation and good functionality. Reviewed on: 16th January 2025

The app is very good to use and sort out any difficu...

The app is very good to use and sort out any difficulties at hand. Reviewed on: 16th January 2025

Zopa is a good credit card provider

Zopa is a good credit card provider Reviewed on: 16th January 2025

The card is great and really useful

The card is great and really useful Reviewed on: 16th January 2025

It’s excellent, but this credit card doesn’t support...

It’s excellent, but this credit card doesn’t support Apple. Reviewed on: 16th January 2025

Great company to deal with.

Great company to deal with. Very professional efficient and helpful. Reviewed on: 16th January 2025

The best

The best I am very pleased with your services. Reviewed on: 16th January 2025

the perfect card for shopping with

the perfect card for shopping with Reviewed on: 16th January 2025

Zopa are great they will always listen and have grea...

Zopa are great they will always listen and have great customer service Reviewed on: 16th January 2025

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