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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best account

Signing up for an account was quick and easy ,and I had my card within 3days. I also like that you get a reminder when your next payment is due ,I found the whole experience efficient and positive Reviewed on: 16th January 2025

All very easy to understand

All very easy to understand and work with Reviewed on: 16th January 2025

Good review

It is easy to get and the application process is easy . Not bad interest rate Reviewed on: 16th January 2025

The best credit card I have had, they tell me when I...

The best credit card I have had, they tell me when I have used it and how much I have used and who I have used it, and I know how much I have got to pay,I have told my friends and family about it and they are on about getting one Reviewed on: 16th January 2025

In an ideal world we would not need credit cards, bu...

In an ideal world we would not need credit cards, but as we not in that situation Zopa made it an easy friendly experience, credit should not be taken lightly, but I find Zopa very easy to manage and transparent. Reviewed on: 16th January 2025

Very good everytime I need a help financially zopa a...

Very good everytime I need a help financially zopa always there to help. And my problem solved always.. Reviewed on: 16th January 2025

Fantastic Customer Service

Fantastic customer service, solved and issue quickly with reassurance throughout. Reviewed on: 16th January 2025

I never, ever have issues with Zopa.

I never, ever have issues with Zopa. I shall remain loyal to them as they have proved that they are a trusted, reliable company. I've had other credit cards but got rid of them so that I can have peace of mind with, what I think, is the most stand out one of all my experiences. Reviewed on: 16th January 2025

Easy to use app , easy to make payments

Easy to use app , easy to make payments Reviewed on: 16th January 2025

Easy and straightforward and excellent customer serv...

Easy and straightforward and excellent customer service Reviewed on: 16th January 2025

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