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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fantastic Customer Service

Fantastic customer service, solved and issue quickly with reassurance throughout. Reviewed on: 16th January 2025

I never, ever have issues with Zopa.

I never, ever have issues with Zopa. I shall remain loyal to them as they have proved that they are a trusted, reliable company. I've had other credit cards but got rid of them so that I can have peace of mind with, what I think, is the most stand out one of all my experiences. Reviewed on: 16th January 2025

Easy to use app , easy to make payments

Easy to use app , easy to make payments Reviewed on: 16th January 2025

Easy and straightforward and excellent customer serv...

Easy and straightforward and excellent customer service Reviewed on: 16th January 2025

Even with a below average credit score and not the b...

Even with a below average credit score and not the best lend ability score, they were still able to help me, which is helping reach my goal of a better credit profile Reviewed on: 16th January 2025

Have always found Zopa to be sensible & progressive...

Have always found Zopa to be sensible & progressive with their approach to lending. App based card with simple navigation and good functionality. Reviewed on: 16th January 2025

The app is very good to use and sort out any difficu...

The app is very good to use and sort out any difficulties at hand. Reviewed on: 16th January 2025

Zopa is a good credit card provider

Zopa is a good credit card provider Reviewed on: 16th January 2025

The card is great and really useful

The card is great and really useful Reviewed on: 16th January 2025

It’s excellent, but this credit card doesn’t support...

It’s excellent, but this credit card doesn’t support Apple. Reviewed on: 16th January 2025

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