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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

My Zopa.Fast, efficient and easy to deal with.

Fast, efficient and easy to deal with. Reviewed on: 16th January 2025

Every time i needed there help they were easy to get...

Every time i needed there help they were easy to get in touch with and solved my problem quickly. Reviewed on: 16th January 2025

Love Zopa, it’s so easy!

Zopa is so easy to deal with and I love the app, it just does what it needs it to do , making payments is so easy and there is so much information on it. Brilliant!! Reviewed on: 16th January 2025

Zopa the zuper credit card

Dopamine gave me a card when others maybe wouldn't have and they have been brilliant. Amazing company. Reviewed on: 16th January 2025

Best account

Signing up for an account was quick and easy ,and I had my card within 3days. I also like that you get a reminder when your next payment is due ,I found the whole experience efficient and positive Reviewed on: 16th January 2025

All very easy to understand

All very easy to understand and work with Reviewed on: 16th January 2025

Good review

It is easy to get and the application process is easy . Not bad interest rate Reviewed on: 16th January 2025

The best credit card I have had, they tell me when I...

The best credit card I have had, they tell me when I have used it and how much I have used and who I have used it, and I know how much I have got to pay,I have told my friends and family about it and they are on about getting one Reviewed on: 16th January 2025

In an ideal world we would not need credit cards, bu...

In an ideal world we would not need credit cards, but as we not in that situation Zopa made it an easy friendly experience, credit should not be taken lightly, but I find Zopa very easy to manage and transparent. Reviewed on: 16th January 2025

Very good everytime I need a help financially zopa a...

Very good everytime I need a help financially zopa always there to help. And my problem solved always.. Reviewed on: 16th January 2025

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