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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Exceptional company

Had no problems with Zopa there when needed. Reviewed on: 16th January 2025

So much ease using the card and the app

So much ease using the card and the app Reviewed on: 16th January 2025

Easy to acess, make life easy , always keep updates...

Easy to acess, make life easy , always keep updates money wise Reviewed on: 16th January 2025

As usual with Zopa a very easy process and quick del...

As usual with Zopa a very easy process and quick delivery of services. An excellent company Reviewed on: 16th January 2025

Zopa review

Easy to use, clear communication. Highly rate. Reviewed on: 16th January 2025

Very good service very easy app to use and tells you...

Very good service very easy app to use and tells you everything you need to know Reviewed on: 16th January 2025

My Zopa.Fast, efficient and easy to deal with.

Fast, efficient and easy to deal with. Reviewed on: 16th January 2025

Every time i needed there help they were easy to get...

Every time i needed there help they were easy to get in touch with and solved my problem quickly. Reviewed on: 16th January 2025

Love Zopa, it’s so easy!

Zopa is so easy to deal with and I love the app, it just does what it needs it to do , making payments is so easy and there is so much information on it. Brilliant!! Reviewed on: 16th January 2025

Zopa the zuper credit card

Dopamine gave me a card when others maybe wouldn't have and they have been brilliant. Amazing company. Reviewed on: 16th January 2025

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