Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

All good thanks I have no problems with you guys No...

All good thanks I have no problems with you guys No complaints about your service so far Reviewed on: 16th January 2025

My experience with zopa credit card has been really...

My experience with zopa credit card has been really good. I've always paid on time and I receive a statement every month which is very clear. I have given a rating of 7 for recommending the zopa credit card because Credit cards can put you in debt if you're not responsible enough, but if I was to rate it just on my experience , then I would give it a 10 Reviewed on: 16th January 2025

My experience with Zoopla

Very professional and speedy service and explained clearly. I like the texts alerting of a purchase and the fact the balance left is clearly displayed Reviewed on: 16th January 2025

The card that cares

I joined to improve my credit rating and have been delighted by the efficient and friendly service provided.Definayely would recommend them. Reviewed on: 16th January 2025

Loan applications

Very easy to deal with . No fuss . Quick and efficient service . Thank you. Loan application was very quick . Money in account seconds after finishing application Reviewed on: 16th January 2025

Solution Provider

Zopa credit card is a reliable provider. I’ve never been disappointed with them. You can always rely on Zopa services at anytime. Their customer service is one of the best and they listen to any complaint with a positive solution and feedback Reviewed on: 16th January 2025

Flexible and safe to use as a bank .

Flexible and safe to use as a bank . Easy to open account. Reviewed on: 16th January 2025

helps me have a little extra money

helps me have a little extra money Reviewed on: 16th January 2025

Very flexible and easy to manage

Very flexible and easy to manage Reviewed on: 16th January 2025

Best credit card

I have been using Zopa services for some time and I am very satisfied. Reviewed on: 16th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.81 from 383 reviews
Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Credit card
from first direct 4.26 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub