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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Flexible and safe to use as a bank .

Flexible and safe to use as a bank . Easy to open account. Reviewed on: 16th January 2025

helps me have a little extra money

helps me have a little extra money Reviewed on: 16th January 2025

Very flexible and easy to manage

Very flexible and easy to manage Reviewed on: 16th January 2025

Best credit card

I have been using Zopa services for some time and I am very satisfied. Reviewed on: 16th January 2025

Exceptional company

Had no problems with Zopa there when needed. Reviewed on: 16th January 2025

So much ease using the card and the app

So much ease using the card and the app Reviewed on: 16th January 2025

Easy to acess, make life easy , always keep updates...

Easy to acess, make life easy , always keep updates money wise Reviewed on: 16th January 2025

As usual with Zopa a very easy process and quick del...

As usual with Zopa a very easy process and quick delivery of services. An excellent company Reviewed on: 16th January 2025

Zopa review

Easy to use, clear communication. Highly rate. Reviewed on: 16th January 2025

Very good service very easy app to use and tells you...

Very good service very easy app to use and tells you everything you need to know Reviewed on: 16th January 2025

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