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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

It was easy and straight forward

It was easy and straight forward to apply, card arrived quickly, such a smooth process from start to finish Reviewed on: 16th January 2025

Happy with service

Everything good no problems. Happy with service provided Reviewed on: 16th January 2025

Zopa number1

Good rate .zopa card credit number1 Reviewed on: 16th January 2025

Easy processes and none intrusive

Easy processes and none intrusive Reviewed on: 16th January 2025

All good thanks I have no problems with you guys No...

All good thanks I have no problems with you guys No complaints about your service so far Reviewed on: 16th January 2025

My experience with zopa credit card has been really...

My experience with zopa credit card has been really good. I've always paid on time and I receive a statement every month which is very clear. I have given a rating of 7 for recommending the zopa credit card because Credit cards can put you in debt if you're not responsible enough, but if I was to rate it just on my experience , then I would give it a 10 Reviewed on: 16th January 2025

My experience with Zoopla

Very professional and speedy service and explained clearly. I like the texts alerting of a purchase and the fact the balance left is clearly displayed Reviewed on: 16th January 2025

The card that cares

I joined to improve my credit rating and have been delighted by the efficient and friendly service provided.Definayely would recommend them. Reviewed on: 16th January 2025

Loan applications

Very easy to deal with . No fuss . Quick and efficient service . Thank you. Loan application was very quick . Money in account seconds after finishing application Reviewed on: 16th January 2025

Solution Provider

Zopa credit card is a reliable provider. I’ve never been disappointed with them. You can always rely on Zopa services at anytime. Their customer service is one of the best and they listen to any complaint with a positive solution and feedback Reviewed on: 16th January 2025

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