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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I always had a good experience good service

I always had a good experience good service Reviewed on: 16th January 2025

Is a fantastic organization with excellent service

Is a fantastic organization with excellent service Reviewed on: 16th January 2025

Best card I have ever had

Can’t recommend Zopa enough it has helped me build my credit score immensely and excellent Apr rates and customer service outstanding excellent card Reviewed on: 16th January 2025

all good so far , app is also easy to use .

all good so far , app is also easy to use . Reviewed on: 16th January 2025

A very good card to have responsible lending and exc...

A very good card to have responsible lending and excellent communication with customers Reviewed on: 16th January 2025

Hello, I was needing some financial help so I applie...

Hello, I was needing some financial help so I applied for a Zopa credit card not thinking that I would be accepted. When I received the reply offering me a credit card, I was very happy as it eased the pressure on my family Christmas shopping and everyone had a great Christmas thanks to Zopa. Reviewed on: 16th January 2025

It was easy and straight forward

It was easy and straight forward to apply, card arrived quickly, such a smooth process from start to finish Reviewed on: 16th January 2025

Happy with service

Everything good no problems. Happy with service provided Reviewed on: 16th January 2025

Zopa number1

Good rate .zopa card credit number1 Reviewed on: 16th January 2025

Easy processes and none intrusive

Easy processes and none intrusive Reviewed on: 16th January 2025

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