Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

View other Zopa products

4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Zopa are good service provider that are reliable, d...

Zopa are good service provider that are reliable, dependable with customer oriented products and policies Reviewed on: 15th January 2025

I am very satisfied with having an easy-to-use card.

I am very satisfied with having an easy-to-use card. Reviewed on: 15th January 2025

No problems they are very good and keep you up to da...

No problems they are very good and keep you up to date with everything Reviewed on: 15th January 2025

Great company would definitely recommend

Great company would definitely recommend Reviewed on: 15th January 2025

So far my experience has been positive.

So far my experience has been positive. Easy to use app, responsive support and ability to support me and break down spending. Reviewed on: 15th January 2025

Great service

Easy to use app, easy to use abroad, great flexibilty, credit cushion is fantastic. Best car I have ever had Reviewed on: 15th January 2025

Had no issues and they give you a buffer to make it...

Had no issues and they give you a buffer to make it easy Reviewed on: 15th January 2025

Friendly staff and easy to work out, no hidden fees...

Friendly staff and easy to work out, no hidden fees or charges, best card I've had Reviewed on: 15th January 2025

I have had an excellent experience with Zopa

I have had an excellent experience with Zopa Reviewed on: 15th January 2025

Easy to deal with, easy instructions to follow

Easy to deal with, easy instructions to follow Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 credit card (discontinued)
from Santander 4.18 from 162 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub