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Zopa: Credit card reviews

4.94
Based on 43,431 reviews, last reviewed 9th Mar 2026
152950% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Professional company, very happy my credit card and... Professional company, very happy my credit card and would recommend to anyone looking for a credit card. The app is amazing and very easy to navigate. Reviewed on: 9th March 2026
Kathleen Moore's avatar
Kathleen Moore

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43431)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to apply ,use card and also easy to pay.

4
Easy to apply ,use card and also easy to pay. Reviewed on: 6th March 2026

very straight fowatherd

5
very straight foward and quick response have been with zopa for a few years no complaints always there when i have needed them Reviewed on: 6th March 2026

Very easy to speak too very professional

5
Very easy to speak too very professional Reviewed on: 6th March 2026

Because I am very happy with the service I received...

5
Because I am very happy with the service I received from Zopa.Thank you.All good,no complaints Reviewed on: 6th March 2026

Prompt efficient customer service.

5
Prompt efficient customer service. Reviewed on: 6th March 2026

Zopa has been a life line for me & my finances!

5
Zopa has been a life line for me & my finances! Reviewed on: 6th March 2026

Zopa bank and loan helped me at my most financial ha...

5
Zopa bank and loan helped me at my most financial hardship with amazing rates very quick and swift and easy to apply. Reviewed on: 6th March 2026

Great company, great service,no problems at all with...

5
Great company, great service,no problems at all with this company Reviewed on: 6th March 2026

Great card great service would definitely recommend

5
Great card great service would definitely recommend Reviewed on: 6th March 2026

they've helped me to get a good credit score

5
they've helped me to get a good credit score Reviewed on: 6th March 2026