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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Happy to use card abroad or in uk

Happy to use card abroad or in uk Reviewed on: 15th January 2025

Never had no trouble and never had to get in contact...

Never had no trouble and never had to get in contact always give me notice of statements Reviewed on: 15th January 2025

Very easy to make changes to your account.

Very easy to make changes to your account. Reviewed on: 15th January 2025

Great c/c interest is ok great understanding app

Great c/c interest is ok great understanding app Reviewed on: 15th January 2025

Just like an old friend with help and advice

They always remind me when my payment is due, I have control of my account through my app, they give tips on how to strengthen my credit score. A bit like a good friend who gives advice and there when you need them Reviewed on: 15th January 2025

Zupla gave me a chance

After paying if ex husband debts I took on after a few years I you gave me a chance to build my credit even at this mutate age . I have since told some friends it’s giving me a chance thank you Reviewed on: 15th January 2025

No problems easy app to use can check at any...

No problems easy app to use can check at any time Reviewed on: 15th January 2025

Overall brilliant never had any issues with Zopa

Overall brilliant never had any issues with Zopa Reviewed on: 15th January 2025

Excellent

Was easy to apply for came quickly and I’ve had no problems as I am always told when my payment is due. Reviewed on: 15th January 2025

Absolutely awesome and helping me better my credit s...

Absolutely awesome and helping me better my credit score Reviewed on: 15th January 2025

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