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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use and value for monrey

5
Easy to use and value for monrey Reviewed on: 20th February 2026

Couldn’t be happier, excellent service, excellent ba...

5
Couldn’t be happier, excellent service, excellent bank, simple to use and easy to earn benefits with no effort Reviewed on: 20th February 2026

No nonsense bank account, simple to use with good re...

5
No nonsense bank account, simple to use with good rewards Reviewed on: 20th February 2026

So easy to use & always the best offers.

5
So easy to use & always the best offers. Reviewed on: 20th February 2026

All good and easy to use.

5
All good and easy to use. Great communication. Reviewed on: 20th February 2026

Easy to set up.

5
Easy to set up. Great customer service Reviewed on: 20th February 2026

Great company

5
Great company, app easy to use. Very good interest rates on offer. Staff always very pleasant. App easy to use. Good products on offer. App looks nice Reviewed on: 20th February 2026

Great experience, app is smooth and everything is fast

5
Great experience, app is smooth and everything is fast Reviewed on: 20th February 2026

Best interest & good card design

5
Best interest & good card design Reviewed on: 20th February 2026

I like Zopa

5
I like Zopa. The app is very easy to use. Good interest rate. Reviewed on: 20th February 2026

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