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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
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Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Been with Zopa for a number of years and found nothi...

5
Been with Zopa for a number of years and found nothing to complain about.Good rates and very good customer service Reviewed on: 20th February 2026

Zoopa helped me when I needed it to build my...

5
Zoopa helped me when I needed it to build my credit Reviewed on: 20th February 2026

Great banking app experience.

5
Great banking app experience.more you save the higher the interest Reviewed on: 20th February 2026

Good service, good rates.

4
Good service, good rates. Now I've got my head around how the increase rates work Reviewed on: 20th February 2026

Efficient & prompt response

5
Efficient & prompt response plus app easy to use Reviewed on: 20th February 2026

Great Great

5
Great Great Great Great Great Great Reviewed on: 20th February 2026

Easy to apply and to use the app

5
Easy to apply and to use the app Reviewed on: 20th February 2026

very easy and straightforward to access

5
very easy and straightforward to access Reviewed on: 20th February 2026

Easy to use and no issues at all.

5
Easy to use and no issues at all. Reviewed on: 20th February 2026

Everything has been so easy and such a delight to...

5
Everything has been so easy and such a delight to use Reviewed on: 20th February 2026

Review Zopa: Current account now

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