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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

they are very helpful

they are very helpful, they are also very understanding Reviewed on: 20th February 2026

Very good I like so much thanks zopa

Very good I like so much thanks zopa Reviewed on: 20th February 2026

Uncomplicated!

Amazing banking, simple, user friendly Reviewed on: 20th February 2026

A fantastic account to earn both cashback and intere...

A fantastic account to earn both cashback and interest on a current account. Coupled with the 7.1% interest rate on its linked regular saver. Reviewed on: 20th February 2026

I'm happy with Zopa but I've had unresolved technica...

I'm happy with Zopa but I've had unresolved technical issues with the app. As for the banking, I get good interest on my savings. Overall I'm happy. Reviewed on: 20th February 2026

Excellent for transfers and secure for using abroad.

Excellent for transfers and secure for using abroad. Reviewed on: 20th February 2026

Sit with a cuppa and get your biscuit today.

Applying process simple and the app is great at updating you on higher interest options. Friendly staff. Love the layout of the app, not fussy, you can see at a glance where you are and the daily interest you’ve earned. Sitting a cuppa Reviewed on: 20th February 2026

I have good experience with Zopa and I like to recom...

I have good experience with Zopa and I like to recommend to my friends Reviewed on: 20th February 2026

Good decent rates.

Good decent rates. Market leading Reviewed on: 20th February 2026

Happy so far

So far I've found them to be very professional and helpful Reviewed on: 20th February 2026

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