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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Very good experience

Very good experience with zopa. Loan interest rate is little higher Reviewed on: 20th February 2026

Always easy to use, with functions that work

Always easy to use, with functions that work Reviewed on: 20th February 2026

One of the easiest credit cards to use

One of the easiest credit cards to use Reviewed on: 20th February 2026

Excellent online service easy access

Excellent online service easy access Reviewed on: 20th February 2026

Always willing to help.

Always willing to help. No problem whatsoever with any questions asked. Reviewed on: 20th February 2026

Great brilliant service and absolutely easy to to use

Great brilliant service and absolutely easy to to use Reviewed on: 20th February 2026

Very good credit card

Easy to make payments and good customer service Reviewed on: 20th February 2026

Easy to use, easy to get in touch with someone if ne...

Easy to use, easy to get in touch with someone if necessary although I don’t really need to often and I love the forward thinking beta approach to digital banking. Reviewed on: 20th February 2026

Best account I’ve ever had!

I am so pleased I opened my Zopa account. With its very favorable interest rates it has helped me to put money away and persuaded me to leave my savings alone, when I have always been a spender rather than a saver. I talked my daughter into opening an account too. I can’t thank Zopa enough. Reviewed on: 20th February 2026

Good Savings and Bank account.

Easy to use with good rate of interest Reviewed on: 20th February 2026

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