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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent online service easy access

Excellent online service easy access Reviewed on: 20th February 2026

Always willing to help.

Always willing to help. No problem whatsoever with any questions asked. Reviewed on: 20th February 2026

Great brilliant service and absolutely easy to to use

Great brilliant service and absolutely easy to to use Reviewed on: 20th February 2026

Very good credit card

Easy to make payments and good customer service Reviewed on: 20th February 2026

Easy to use, easy to get in touch with someone if ne...

Easy to use, easy to get in touch with someone if necessary although I don’t really need to often and I love the forward thinking beta approach to digital banking. Reviewed on: 20th February 2026

Best account I’ve ever had!

I am so pleased I opened my Zopa account. With its very favorable interest rates it has helped me to put money away and persuaded me to leave my savings alone, when I have always been a spender rather than a saver. I talked my daughter into opening an account too. I can’t thank Zopa enough. Reviewed on: 20th February 2026

Good Savings and Bank account.

Easy to use with good rate of interest Reviewed on: 20th February 2026

they are very helpful

they are very helpful, they are also very understanding Reviewed on: 20th February 2026

Very good I like so much thanks zopa

Very good I like so much thanks zopa Reviewed on: 20th February 2026

Uncomplicated!

Amazing banking, simple, user friendly Reviewed on: 20th February 2026

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