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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Uncomplicated!

Amazing banking, simple, user friendly Reviewed on: 20th February 2026

A fantastic account to earn both cashback and intere...

A fantastic account to earn both cashback and interest on a current account. Coupled with the 7.1% interest rate on its linked regular saver. Reviewed on: 20th February 2026

I'm happy with Zopa but I've had unresolved technica...

I'm happy with Zopa but I've had unresolved technical issues with the app. As for the banking, I get good interest on my savings. Overall I'm happy. Reviewed on: 20th February 2026

Excellent for transfers and secure for using abroad.

Excellent for transfers and secure for using abroad. Reviewed on: 20th February 2026

Sit with a cuppa and get your biscuit today.

Applying process simple and the app is great at updating you on higher interest options. Friendly staff. Love the layout of the app, not fussy, you can see at a glance where you are and the daily interest you’ve earned. Sitting a cuppa Reviewed on: 20th February 2026

I have good experience with Zopa and I like to recom...

I have good experience with Zopa and I like to recommend to my friends Reviewed on: 20th February 2026

Good decent rates.

Good decent rates. Market leading Reviewed on: 20th February 2026

Happy so far

So far I've found them to be very professional and helpful Reviewed on: 20th February 2026

Very easy to deal with no stress no hassle communica...

Very easy to deal with no stress no hassle communication is very good I’m very happy would highly recommend Reviewed on: 20th February 2026

Easy to use app and great returns.

Easy to use app and great returns. Have already seen a significant amount of savings on my interest. Reviewed on: 20th February 2026

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