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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

One of the easiest credit cards to use

One of the easiest credit cards to use Reviewed on: 20th February 2026

Excellent online service easy access

Excellent online service easy access Reviewed on: 20th February 2026

Always willing to help.

Always willing to help. No problem whatsoever with any questions asked. Reviewed on: 20th February 2026

Great brilliant service and absolutely easy to to use

Great brilliant service and absolutely easy to to use Reviewed on: 20th February 2026

Very good credit card

Easy to make payments and good customer service Reviewed on: 20th February 2026

Easy to use, easy to get in touch with someone if ne...

Easy to use, easy to get in touch with someone if necessary although I don’t really need to often and I love the forward thinking beta approach to digital banking. Reviewed on: 20th February 2026

Best account I’ve ever had!

I am so pleased I opened my Zopa account. With its very favorable interest rates it has helped me to put money away and persuaded me to leave my savings alone, when I have always been a spender rather than a saver. I talked my daughter into opening an account too. I can’t thank Zopa enough. Reviewed on: 20th February 2026

Good Savings and Bank account.

Easy to use with good rate of interest Reviewed on: 20th February 2026

they are very helpful

they are very helpful, they are also very understanding Reviewed on: 20th February 2026

Very good I like so much thanks zopa

Very good I like so much thanks zopa Reviewed on: 20th February 2026

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