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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Refreshingly honest and easy to use with no hidden f...

Refreshingly honest and easy to use with no hidden fees.The savings accounts are excellent with great rates and app is so easy to use. Reviewed on: 21st February 2026

Easy to setup.

Easy to setup. No hassle. However the bonus reward is complicated to setup Reviewed on: 21st February 2026

Easy to use and good savings rates

Easy to use and good savings rates Reviewed on: 21st February 2026

Zopa provides a High interest rate

Zopa provides a High interest rate it is easy to open an account, and the app is user friendly. Reviewed on: 21st February 2026

All works great so far and that’s what you need from...

All works great so far and that’s what you need from a bank, Reviewed on: 21st February 2026

Easy to use precise and transparent

Easy to use precise and transparent Reviewed on: 21st February 2026

Great range of products with excellent rates of inte...

Great range of products with excellent rates of interest. Reviewed on: 21st February 2026

Love ZOPA, easy to use, great rates

Love ZOPA, easy to use, great rates Reviewed on: 21st February 2026

Have both personal account and credit account.

Have both personal account and credit account. Both have been very good Reviewed on: 21st February 2026

Excellent bank service

The zopa app is user friendly, easy to navigate. Good interest Reviewed on: 21st February 2026

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