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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great interest rates when I started the account.

Great interest rates when I started the account. Nice rewards for regular savings, but it requires me to remember the accounting periods to qualify. Simple account access. Was easy to set up the account. Reviewed on: 22nd February 2026

Good interest rate and easy to use

Good interest rate and easy to use Reviewed on: 22nd February 2026

Great products and service.

Great products and service. The app is so easy to use Reviewed on: 22nd February 2026

Intuitive app.

Never needed customer services so marked as neutral. Easy to use app, good rates Reviewed on: 22nd February 2026

Love Zopa convenience.

Love the user-friendly app. Love how quickly the payments show on my account. Love the interest rate. Love the banking system overall. I can not fault it!! Reviewed on: 22nd February 2026

It's very convenient, if something happens, it's a...

It's very convenient, if something happens, it's a big help. It always helps me in difficult times. Reviewed on: 22nd February 2026

It's not a proper Bank.

It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

Very easy to use and provides value for money

Very easy to use and provides value for money Reviewed on: 21st February 2026

Best bank

I love the Zopa online banking. Everything is user friendly. Reviewed on: 21st February 2026

Great app

Very easy to use app. Website also very easy to use also and very secure Reviewed on: 21st February 2026

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