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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Best interest & good card design

Best interest & good card design Reviewed on: 20th February 2026

I like Zopa

I like Zopa. The app is very easy to use. Good interest rate. Reviewed on: 20th February 2026

Great bank, no issues so far.

Great bank, no issues so far. Beat interest rates i've found. Reviewed on: 20th February 2026

Very good helpfull great bank

Very good helpfull great bank love it Reviewed on: 20th February 2026

I’ve been using Zopa Bank for a while now, and I’m r...

I’ve been using Zopa Bank for a while now, and I’m really impressed. The app is simple, fast, and intuitive, making it easy to manage my savings and track my account anytime. The savings rates are competitive, and I feel confident knowing my money is protected under FSCS up to £85,000. Applying for a loan was straightforward and transparent — everything was explained clearly, and the process was much faster than traditional banks. I also appreciate that it’s fully digital, so I can manage everything from my phone without needing to visit a branch. Overall, Zopa Bank makes banking hassle-free, secure, and modern. Highly recommend it to anyone looking for a smart, easy-to-use digital bank! Reviewed on: 19th February 2026

Very good service and excellent service

Very good service and excellent service Reviewed on: 19th February 2026

For the love of money

I feel Zopa is a bank of the future not only the present. Reviewed on: 19th February 2026

Banking easy to do and a good rate on my isa and sav...

Banking easy to do and a good rate on my isa and savings Reviewed on: 19th February 2026

Good banking experience

Great customer service and fantastic interest rates. Easy to use app Reviewed on: 19th February 2026

Zopa is amazing

It’s been amazing using Zopa. Their service is seamless and hassle-free Reviewed on: 19th February 2026

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